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9460 Helena Dr, Saint Cloud, FL 34773 Property Records

Osceola County property record for 9460 Helena Dr, Saint Cloud, FL 34773

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,456 sqft · built 2020
Lot Size0.919 acres (40,075 sqft)
OwnerIndividual Name on Record
Last Sale$37,000 (Jul 2020)
Tax Bill$2,419 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jul 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN107152

Property Details

APN / Parcel Number

Primary APN107152
Alternative APN
  • 182733272000011560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Heated Area
1st Floor Area700 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area40,075 sqft (0.919 acres)

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number107152
Street Address9460 HELENA DR
CitySAINT CLOUD
StateFL
Zip34773-9606
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeOAC
Legal DescriptionCANAVERAL ACRES NO 2 PB 2 PG 018 LOT 156
Legal Range33E
Legal Township27S
Legal Section18
Legal SubdivisionCANAVERAL ACRES UN2
Legal Tract2720
Legal Block1
Legal Lot Number156 157
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group3
Census Block3020
Census Tract43802

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9460 HELENA DR, SAINT CLOUD, FL 34773-9606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Jul 22, 2020Warranty Deed, Transfer · Conventional Mortgage
21ST MORTGAGE CORP
May 8, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BANK NA
Aug 26, 2019Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC
Mar 19, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleMay 8, 2020 · Amount on Record
Deed Document Number2020095621
Deed Book / Page5759 / 1971
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address9460 HELENA DR, SAINT CLOUD, FL 34773-9606
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address9460 HELENA DR, SAINT CLOUD, FL 34773-9606

Mortgage

Document Number0062352819
DateJun 17, 2022
Book Page6235/2819
Instrument2022095848
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 22, 2020
Property Address9460 HELENA DR, SAINT CLOUD, FL 34773-9606
Document Number0057591971
Book / Page5759 / 1971
Map ReferenceMB 2 PG 18
Instrument DateJul 21, 2020
Instrument2020095621
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyAFFILIATED TTL OF CTRL FL LT

Transaction

AmountAmount Recorded
Tax$259.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1720 RIDERODO CT, 1720, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

NameVerified Name
Address2906 CANOE CIR, SAINT CLOUD, FL 34772-8703

Mortgage

Document Number0057591973
DateJul 22, 2020
Instrument5759/1973
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term277 Months
DueAug 1, 2043

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 8, 2020
Property Address9460 HELENA DR, SAINT CLOUD, FL 34773-9606
Document Number0057192110
Book / Page5719 / 2110
Map ReferenceMB 2 PG 18
Instrument DateApr 30, 2020
Instrument2020061856
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2920 FRONTIER DR, 2920, KISSIMMEE, FL 34744-9302

Transferred To (Grantee/Buyer)

NameVerified Name
Address9460 HELENA DR, SAINT CLOUD, FL 34773-9606

Mortgage

Document Number0057192112
DateMay 8, 2020
Instrument5719/2112
Lender
NameCENTERSTATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 26, 2019
Property Address9460 HELENA DR, SAINT CLOUD, FL 34773-9606
Document Number0055790872
Book / Page005579 / 000872
Instrument DateAug 23, 2019
Instrument110407
Transaction TypeTransfer
Record UpdatedSep 6, 2019
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
Tax$542.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1720 ELDORADO CT ST CLOUD FL 347718481, ST CLOUD, FL 34771-8481

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 19, 2019
Property Address9460 HELENA DR, SAINT CLOUD, FL 34773-9606
Document Number0054931304
Book / Page005493 / 001304
Instrument DateMar 18, 2019
Instrument34442
Transaction TypeTransfer
Record UpdatedApr 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1521 MASSACHUSETTS AVE ST CLOUD FL 347694351, ST CLOUD, FL 34769-4351

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,419.00 (+8.82%) Homeowner's exemption$164,501 (+5.99%)$248,000 (+2.23%) Land $50,000 Building $198,000
2023$2,223.00 (+4.96%) Homeowner's exemption$155,209 (+3%)$242,600 (+40.39%) Land $45,000 Building $197,600
2022$2,118.00 Homeowner's exemption$150,689$172,800 Land $31,500 Building $141,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 80% of Florida
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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