946 Scheffer Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 946 Scheffer Ave, Saint Paul, MN 55102 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1940
Square Footage	1,370 sqft Living Area
Lot Size	5,000 sqft (0.115 acres)
Occupancy	Owner Occupied
Last Sale	$360,000 (2023)
Tax Bill	$5,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-28-23-34-0131`
Alternative APNs	`8374101` `168158`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	1,370 sqft Living Area
1st Floor	884 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Bungalow Style
Exterior Material	Asbestos Exterior
Lot Area	5,000 sqft (0.115 acres)
Depth X Width	125 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	400 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	168158
Street Address	946 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55102-4014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUGGS ADDITION LOT 7 BLK 3
Legal Range	23
Legal Township	28
Legal Section	11
Legal Subdivision	RUGGS ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Minor Civil Division	ST. PAUL
Census Blockgroup	2
Census Block	2006
Census Tract	36700

Owner

Source: Ramsey County records · APN 11-28-23-34-0131

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	946 SCHEFFER AVE, SAINT PAUL, MN 55102-4014
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Oct 29, 2020	Deed of Trust, Mortgage WINGS FIN'L CU
Mar 01, 2018	Warranty Deed, Transfer · Conventional Mortgage WINGS FIN'L CU
Jan 18, 2018	Quit Claim Deed, Mortgage · Line of Credit FIRST ST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Mar 01, 2018 · Amount on Record
Deed Doc Number	20235001431
Prior Transfer Date	Feb 24, 2006
Prior Transfer Doc	0000346756
Record Refreshed	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 12, 2023
Property Address	946 SCHEFFER AVE, SAINT PAUL, MN 55102-4014
Document Number	0A05001431
Instrument Date	Sep 08, 2023
Instrument	A05001431
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	946 SCHEFTER AVENUE, SAINT PAUL, MN 55102-4014

Mortgage

Document Number	0A05001432
Date	Sep 12, 2023
Instrument	A05001432

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	946 SCHEFFER AVE, SAINT PAUL, MN 55102-4014
Document Number	0004844024
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	946 SCHEFFER AVE ST PAUL MN 551024014, ST PAUL, MN 55102-4014

Mortgage

Document Number	0004844024
Date	Nov 10, 2020
Instrument	4844024

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 09, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 01, 2018
Property Address	946 SCHEFFER AVE, SAINT PAUL, MN 55102-4014
Document Number	0004700285
Instrument Date	Feb 28, 2018
Instrument	4700285
Transaction Type	Transfer
Record Updated	Mar 14, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	946 SCHEFFER AVE ST PAUL MN 551024014, ST PAUL, MN 55102-4014

Mortgage

Document Number	4700286
Date	Mar 01, 2018
Instrument	4700286

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 18, 2018
Property Address	946 SCHEFFER AVE, SAINT PAUL, MN 55102-4014
Document Number	0004694558
Instrument Date	Dec 20, 2017
Instrument	4694558
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	BURNET TITLE/INDIANA LLC

Transaction

Amount	Amount Recorded
Tax	$1.70
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16081 ST PAUL MN 551160081, ST PAUL, MN 55116-0081

Mortgage

Document Number	4694559
Date	Jan 18, 2018
Instrument	4694559

Lender

Name	FIRST ST BK
Type	Bank
Address	BRITT, IA 50423-0008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,800 (+2.15%) Land $40,000 Building $301,800	$341,800 (+2.15%) Land $40,000 Building $301,800
2025	$5,436.00 (+16.95%) Homeowner's exemption	$334,600 (+9.24%) Land $40,000 Building $294,600	$334,600 (+9.24%) Land $40,000 Building $294,600
2024	$4,648.00 (-4.99%)
2023	$4,892.00 Homeowner's exemption	$306,300 Land $40,000 Building $266,300	$306,300 Land $40,000 Building $266,300

946 Scheffer Ave, Saint Paul, MN 55102 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2018: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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