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934 Scheffer Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 934 Scheffer Ave, Saint Paul, MN 55102

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,160 sqft · built 1935
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Tax Bill$5,142 (2025)
Deeds & MortgagesNov 2021 Second Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN11-28-23-34-0129

Property Details

APN / Parcel Number

Primary APN11-28-23-34-0129
Alternative APNs
  • 8406738
  • 455753

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,160 sqft Living Area
1st Floor Area1,160 sqft
Basement Area566 sqft
Finished Basement566 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialStucco
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions125 ft deep x 60 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number455753
Street Address934 SCHEFFER AVE
CitySAINT PAUL
StateMN
Zip55102-4014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUGGS ADDITION E 1/2 OF LOT 5 AND ALL OF LOT 4 BLK 3
Legal Range23
Legal Township28
Legal Section11
Legal SubdivisionRUGGS ADDITION
Legal Block3
Legal Lot Number5,4
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2006
Census Tract36700

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address934 SCHEFFER AVE, SAINT PAUL, MN 55102-4014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPIRE CU
Jul 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
HOMEWARD RESID'L

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address934 SCHEFFER AVE, SAINT PAUL, MN 55102-4014
Transaction TypeMortgage
Record UpdatedNov 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04920312
DateNov 22, 2021
InstrumentA04920312
Lender
NameSPIRE CU
TypeCredit Union
AddressSAINT PAUL, MN 55113
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term82 Months
DueSep 15, 2028

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address934 SCHEFFER AVE, SAINT PAUL, MN 55102-4014
Document Number0004719467
Instrument DateJul 16, 2018
Transaction TypeMortgage
Record UpdatedAug 3, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address934 SCHEFFER AVE ST PAUL MN 551024014, ST PAUL, MN 55102-4014

Mortgage

Document Number0004719467
DateJul 24, 2018
Instrument4719467
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 23, 2033

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$329,700 (+19.37%) Land $40,000 Building $289,700$329,700 (+19.37%) Land $40,000 Building $289,700
2025$5,142.00 (+27.28%)
2023$4,040.00 Homeowner's exemption$276,200 Land $40,000 Building $236,200$276,200 Land $40,000 Building $236,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

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