Ramsey County property record for 947 Scheffer Ave, Saint Paul, MN 55102
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 922 sqft · built 1923 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,000 (Mar 2022) |
| Tax Bill | $4,412 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-28-23-34-0099 |
| Primary APN | 11-28-23-34-0099 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 922 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 180 sqft |
| Finished Basement | 180 sqft |
| Game Room | Game Room |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow |
| Exterior Material | Frame/Wood |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 642206 |
|---|---|
| Street Address | 947 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55102-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHEFFER PLACE LOT 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 11 |
| Legal Subdivision | SCHEFFER PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 36700 |
Source: Ramsey County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 947 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FEDERAL CREDIT UNION |
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Oct 7, 2019 | Quit Claim Deed, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Apr 30, 2010 · Amount on Record |
| Deed Document Number | 20224940236 |
| Prior Transfer Date | Sep 21, 2019 |
| Prior Transfer Doc | 0004777156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 6, 2026 |
| Property Address | 947 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Document Number | 0005123593 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20265123593 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 947 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Document Number | 0005123593, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 20265123593 |
| Name | AFFINITY PLUS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2036 |
| Rate Type | Balloon |
|---|---|
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 29, 2022 |
| Property Address | 947 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Document Number | 0A04940236 |
| Instrument Date | Mar 24, 2022 |
| Instrument | A04940236 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 947 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Document Number | 0A04940237 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | A04940237 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 7, 2019 |
| Property Address | 947 SCHEFFER AVE, SAINT PAUL, MN 55102-4013 |
| Document Number | 0004777156 |
| Instrument Date | Sep 21, 2019 |
| Instrument | 4777156 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 947 SCHEFFER AVE ST PAUL MN 551024013, ST PAUL, MN 55102-4013 |
| Document Number | 4777157 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 4777157 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 6, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,500 (+4.04%) Land $40,000 Building $248,500 | $288,500 (+4.04%) Land $40,000 Building $248,500 | |
| 2025 | $4,412.00 (+7.93%) Homeowner's exemption | $277,300 (+2.02%) Land $40,000 Building $237,300 | $277,300 (+2.02%) Land $40,000 Building $237,300 |
| 2024 | $4,088.00 (+42.94%) | ||
| 2023 | $2,860.00 Homeowner's exemption | $271,800 Land $40,000 Building $231,800 | $271,800 Land $40,000 Building $231,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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