946 Panorama Dr, Milford, MI 48381 Property Records

Oakland County property record for 946 Panorama Dr, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,345 sqft · built 1959
Lot Size0.183 acres (7,971 sqft)
OwnerIndividual Name on File
Last Sale$275,500 (Oct 2022)
Tax Bill$3,476 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNLM-16-03-376-042

Property Details

APN / Parcel Number

Primary APNLM-16-03-376-042

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,345 sqft Living Area
1st Floor Area747 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Lot Area7,971 sqft (0.183 acres)
Lot Dimensions129 ft deep x 61.5 ft wide
TerrainRolling
Garage Area535 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area33 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address946 PANORAMA DR
CityMILFORD
StateMI
Zip48381-1560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 2 LOT 81
Legal Range07E
Legal Township02N
Legal Section03
Legal SubdivisionFAIRVIEW HILLS SUB
Legal Lot Number81
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1007
Census Tract132700

Owner

946 Panorama Dr is owned and occupied by an individual who bought it in October 2022.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address946 PANORAMA DR, MILFORD, MI 48381-1560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2022Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Sep 29, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2022 · Amount on File
Deed SaleOct 12, 2022 · Amount on File
Prior SaleApr 20, 2016 · Amount on File
Deed Document Number2022457269
Deed Book / Page58184 / 141
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 12, 2022
Property Address946 PANORAMA DR, MILFORD, MI 48381-1560
Document Number0000457269
Book / Page58184 / 141
Map ReferenceLB 96 PG 31
Instrument DateOct 6, 2022
Instrument457269
Transaction TypeTransfer
Record UpdatedNov 4, 2022
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,066.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address946 PANORAMA DR, 946, MILFORD, MI 48381-1560

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 PANORAMA DR, MILFORD, MI 48381-1560

Mortgage

Document Number0058184143
DateOct 12, 2022
Instrument58184/143
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address946 PANORAMA DR, MILFORD, MI 48381-1560
Transaction TypeMortgage
Record UpdatedOct 18, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 PANORAMA DR, MILFORD, MI 48381-1560

Mortgage

Document Number0000232726
DateSep 29, 2021
Book Page56923/741
Instrument232726
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 946 Panorama Dr was $3,476 with a homeowner's exemption, down 10.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
MunicipalityMilford Village
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,476.00 (-10.44%) Homeowner's exemption$121,080$242,160
2024$3,881.00
2023$107,600$215,200
2021$2,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 946 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 946 Panorama Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people · EPA ID MI0004390
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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