Oakland County property record for 950 Panorama Dr, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,321 sqft · built 1959 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,900 (Jan 2021) |
| Tax Bill | $3,355 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-03-376-043 |
| Primary APN | LM-16-03-376-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,321 sqft Living Area |
| 1st Floor Area | 734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 143 ft deep x 62 ft wide |
| Terrain | Rolling |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 21 sqft |
| Patio Area | 202 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 950 PANORAMA DR |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 2 LOT 82 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | FAIRVIEW HILLS SUB |
| Legal Lot Number | 82 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 132700 |
950 Panorama Dr is owned and occupied by two individuals who acquired it in June 2025.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 950 PANORAMA DR, MILFORD, MI 48381-1560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Feb 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Nov 28, 2018 | Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on File |
| Deed Sale | Jan 6, 2021 · Amount on File |
| Prior Sale | Oct 1, 2002 · Amount on File |
| Deed Document Number | 20214579 |
| Deed Book / Page | 55456 / 659 |
| Last Transfer Date | Jun 16, 2025 |
| Transfer Doc | 0000076256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 950 PANORAMA DR, MILFORD, MI 48381-1560 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 950 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0000455337 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 58174/451 |
| Instrument | 455337 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 6, 2021 |
| Property Address | 950 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0000004579 |
| Book / Page | 55456 / 659 |
| Map Reference | LB 96 PG 31 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 4579 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 950 PANORAMA DR, 950, MILFORD, MI 48381-1560 |
| Name | Verified Name |
|---|---|
| Address | 950 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0055458152 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 55458/152 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 950 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0000038728 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 950 PANORAMA DR MILFORD MI 483811560, MILFORD, MI 48381-1560 |
| Document Number | 0000038728 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 053871/000261 |
| Instrument | 38728 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 950 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0000205432 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 950 PANORAMA DR MILFORD MI 483811560, MILFORD, MI 48381-1560 |
| Document Number | 0000205432 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 052459/000001 |
| Instrument | 205432 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2048 |
| Rate | 4.37% |
|---|
The 2025 property tax bill for 950 Panorama Dr was $3,355 with a homeowner's exemption, down 10.4% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,355.00 (-10.44%) Homeowner's exemption | $147,860 | $295,720 |
| 2024 | $3,746.00 | ||
| 2023 | $111,110 | $222,220 | |
| 2021 | $2,846.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 950 Panorama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 950 Panorama Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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