934 Panorama Dr, Milford, MI 48381 Property Records

Oakland County property record for 934 Panorama Dr, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,334 sqft · built 1959
Lot Size0.288 acres (12,545 sqft)
Owner2 Individual Names on File
Last Sale$193,000 (Oct 2018)
Tax Bill$3,164 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Oct 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNLM-16-03-376-039

Property Details

APN / Parcel Number

Primary APNLM-16-03-376-039

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,334 sqft Living Area
1st Floor Area741 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area12,545 sqft (0.288 acres)
Lot Dimensions177 ft deep x 70 ft wide
TerrainRolling
Garage Area537 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area36 sqft
Deck Area18 sqft
Patio Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address934 PANORAMA DR
CityMILFORD
StateMI
Zip48381-1560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 2 LOT 78
Legal Range07E
Legal Township02N
Legal Section03
Legal SubdivisionFAIRVIEW HILLS SUB
Legal Lot Number78
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1007
Census Tract132700

Owner

934 Panorama Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address934 PANORAMA DR, MILFORD, MI 48381-1560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DFCU FINANCIAL
Oct 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 19, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Nov 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
DFCU FINANCIAL
Oct 22, 2018Warranty Deed, Transfer
PARTNERS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2018 · Amount on File
Deed SaleOct 22, 2018 · Amount on File
Prior SaleJun 4, 2012 · Amount on File
Deed Document Number2018172984
Deed Book / Page52292 / 200
Prior Transfer DateDec 27, 1996
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address934 PANORAMA DR, MILFORD, MI 48381-1560
Transaction TypeMortgage
Record UpdatedDec 30, 2022
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address934 PANORAMA DR, MILFORD, MI 48381-1560

Mortgage

Document Number0000482702
DateDec 14, 2022
Book Page58319/137
Instrument482702
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term61 Months
DueDec 31, 2027

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address934 PANORAMA DR, MILFORD, MI 48381-1560
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000167475
DateOct 11, 2018
Book Page52262/00272
Instrument167475
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address934 PANORAMA DR, MILFORD, MI 48381-1560
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117765
DateJun 19, 2017
Book Page50779/00271
Instrument117765
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term1 Months
DueJul 6, 2017
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address934 PANORAMA DR, MILFORD, MI 48381-1560
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address934 PANORAMA DR, MILFORD, MI 48381-1560

Mortgage

Document Number0000248789
DateNov 24, 2020
Book Page55232/54
Instrument248789
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateDec 1, 2025
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.12%
Index1-Year LIBOR
Margin3
Max Rate8.12%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 22, 2018
Property Address934 PANORAMA DR, MILFORD, MI 48381-1560
Document Number0000172984
Book / Page52292 / 00200
Map ReferenceLB 96 PG 31
Instrument DateOct 1, 2018
Instrument172984
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyPARTNERS TITLE AGENCY LLC

Transaction

AmountAmount on Record
Tax$1,659.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address934 PANORAMA DR, 934, MILFORD, MI 48381-1560

Transferred To (Grantee/Buyer)

NameVerified Name
Address934 PANORAMA DR, MILFORD, MI 48381-1560
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 934 Panorama Dr was $3,164 with a homeowner's exemption, down 10.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
MunicipalityMilford Village
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,164.00 (-10.44%) Homeowner's exemption$135,710$271,420
2024$3,533.00
2023$120,550$241,100
2021$2,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 934 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 934 Panorama Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people · EPA ID MI0004390
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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