938 McKelvey Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 938 McKelvey Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,025 sqft · built 1962
Lot Size	0.276 acres (12,023 sqft)
Owner	Company Name on Record
Last Sale	$249,900 (Aug 2022)
Tax Bill	$6,103 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`590-0241-0149-00`

Property Details

APN / Parcel Number

Primary APN	`590-0241-0149-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,025 sqft Living Area
Gross Area	2,413 sqft
1st Floor Area	600 sqft
2nd Floor Area	925 sqft
Basement Area	600 sqft
Finished Basement	500 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	938 MCKELVEY RD
City	CINCINNATI
State	OH
Zip	45231-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MC KELVEY RD 60 X 200 LOT 12 O HARA SUB BLK C
Legal Subdivision	HARA SUB
Legal Block	C
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	22101

Owner

Source: Hamilton County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2022	Warranty Deed, Transfer OS NATIONAL LLC, OS NATIONAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Sep 1, 2016 · Amount on Record
Deed Document Number	202283498
Deed Book / Page	14741 / 320
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	938 MCKELVEY RD, CINCINNATI, OH 45231-2517
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150309
Date	Dec 15, 2021
Book Page	14564/2597
Instrument	2021-0150309

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Oct 1, 2046

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 30, 2022
Property Address	938 MCKELVEY RD, CINCINNATI, OH 45231-2517
Document Number	0000083498
Book / Page	14741 / 320
Map Reference	MB 97 PG 44
Instrument Date	Aug 19, 2022
Instrument	2022-0083498
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	OS NATIONAL LLC, OS NATIONAL

Transaction

Amount	Amount Recorded
Tax	$749.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MONTGOMERY ST STE 350, 350, SAN FRANCISCO, CA 94104-1925
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,103.00 (+0.89%)	$87,465 (-) Land $10,290 Building $77,175	$249,900 (-) Land $29,400 Building $220,500
2024	$6,049.00 (+5.92%)	$87,465 (-) Land $10,290 Building $77,175
2023	$5,711.00 (+26.1%)	$87,465 (+62.28%) Land $10,290 Building $77,175	$249,900 (+62.28%) Land $29,400 Building $220,500
2022	$4,529.00 Homeowner's exemption	$53,897 Land $8,176 Building $45,721
2020			$153,990 Land $23,360 Building $130,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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