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946 Lynch Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 946 Lynch Dr, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,046 sqft · built 1976
Lot Size0.602 acres (26,202 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (Sep 2012)
Tax Bill$7,032 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-876-31841367

Property Details

APN / Parcel Number

Primary APN03-876-31841367
Alternative APNs
  • 387631841367
  • 87631841367

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,046 sqft Living Area
Gross Area2,508 sqft
1st Floor Area1,214 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area26,202 sqft (0.602 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1,170 sqft
PorchOpen Porch
Porch Area324 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number87631841367
Street Address946 LYNCH DR
CityARNOLD
StateMD
Zip21012-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 120 SC 4 PL 4 ULMSTEAD ESTATES
Legal SubdivisionULMSTEAD ESTATES
Legal Block2
Legal Lot Number120
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2016
Census Tract731107

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address946 LYNCH DR, ARNOLD, MD 21012-1506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Line of Credit
ARUNDEL FEDERAL SAVINGS BANK
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
ARUNDEL FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2012 · Amount on Record
Deed SaleSep 26, 2012 · Amount on Record
Prior SaleOct 12, 2005 · Amount on Record
Deed Book / Page25152 / 171
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address946 LYNCH DR, ARNOLD, MD 21012-1506
Transaction TypeMortgage
Record UpdatedOct 4, 2023
Title CompanyCALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0399350082
DateSep 18, 2023
Book Page39935/82
Lender
NameARUNDEL FEDERAL SAVINGS BANK
TypeBank
AddressARNOLD, MD 21012
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address946 LYNCH DR, ARNOLD, MD 21012-1506
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyCALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0361390064
DateFeb 11, 2021
Book Page36139/64
Lender
NameARUNDEL FEDERAL SAVINGS BANK
TypeBank
AddressGLEN BURNIE, MD 21061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$647,300 (+11.63%)$679,000 (+16.29%) Land $347,500 Building $331,500
2025$7,032.00 (+11.05%)
2023$6,332.00$579,867$583,900 Land $317,500 Building $266,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fiber		980 / 880
Believe Broadband
Fixed Wireless		500 / 100

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