Anne Arundel County property record for 949 Lynch Dr, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,752 sqft · built 1974 |
| Lot Size | 0.521 acres (22,699 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $975,000 (Sep 2023) |
| Tax Bill | $8,120 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-876-24395400 |
| Primary APN | 03-876-24395400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,752 sqft Living Area |
| Gross Area | 4,304 sqft |
| 1st Floor Area | 2,292 sqft |
| Basement Area | 548 sqft |
| Finished Basement | 548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,699 sqft (0.521 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 392 sqft |
| Deck Area | 432 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 87624395400 |
|---|---|
| Street Address | 949 LYNCH DR |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 102 SC 5 PL 1 ULMSTEAD ESTATES |
| Legal Subdivision | ULMSTEAD ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 102 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731107 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 949 LYNCH DR, ARNOLD, MD 21012-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 27, 2023 | Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS NATIONAL BANK OF CANFIELD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Feb 7, 2011 · Amount on Record |
| Deed Book / Page | 39959 / 482 |
| Transfer Doc | 0000004661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 949 LYNCH DR, ARNOLD, MD 21012-1501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 949 LYNCH DR, ARNOLD, MD 21012-1501 |
| Document Number | 0375820476 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 37582/476 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 20, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 27, 2023 |
| Property Address | 949 LYNCH DR, ARNOLD, MD 21012-1501 |
| Document Number | 0399590482 |
| Book / Page | 39959 / 482 |
| Map Reference | MB 51 PL 14 |
| Instrument Date | Sep 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 949 LYNCH DR, ARNOLD, MD 21012-1501 |
| Document Number | 0039959491 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 39959/491 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 5-Year TN |
| Max Rate | 12.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 949 LYNCH DR, ARNOLD, MD 21012-1501 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 949 LYNCH DR, ARNOLD, MD 21012-1501 |
| Document Number | 0356630455 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 35663/455 |
| Name | THE FARMERS NATIONAL BANK OF CANFIELD |
|---|---|
| Type | Bank |
| Address | CANFIELD, OH 44406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $777,967 (+15.27%) | $826,800 (+21.53%) Land $346,600 Building $480,200 | |
| 2025 | $8,120.00 (+10.19%) | ||
| 2023 | $7,369.00 Homeowner's exemption | $674,900 | $680,300 Land $316,600 Building $363,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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