938 Lynch Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 938 Lynch Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,100 sqft · built 1900
Lot Size	1.26 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Aug 2014)
Tax Bill	$7,610 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-876-90015389`

Property Details

APN / Parcel Number

Primary APN	`03-876-90015389`
Alternative APNs	`387690015389` `87690015389`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,100 sqft Living Area
1st Floor Area	2,105 sqft
Attic	Attic
Attic Area	538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,321 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	70 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	87690015389
Street Address	938 LYNCH DR
City	ARNOLD
State	MD
Zip	21012-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1.27 ACRES ULMSTEAD ESTATES
Legal Subdivision	ULMSTEAD ESTATES
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2016
Census Tract	731107

Owner

938 Lynch Dr is owned and occupied by two individuals who bought it in August 2014.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 DEWEY DR, ANNAPOLIS, MD 21401-2249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2014 · Amount on File
Deed Sale	Aug 26, 2014 · Amount on File
Prior Sale	Sep 13, 2005 · Amount on File
Deed Book / Page	27569 / 53
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	938 LYNCH DR, ARNOLD, MD 21012-1506
Document Number	0315540336
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	938 LYNCH DR ARNOLD MD 210121506, ARNOLD, MD 21012-1506

Mortgage

Document Number	0315540336
Date	Nov 13, 2017
Book Page	031554/000336

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 938 Lynch Dr was $7,610 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$706,300	$741,600 Land $353,700 Building $387,900
2025	$7,610.00
2023	$6,892.00 Homeowner's exemption	$631,167	$635,700 Land $322,700 Building $313,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 938 Lynch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 938 Lynch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20