9456 SW Merlin Ct, Stuart, FL 34997 Property Records

Martin County property record for 9456 SW Merlin Ct, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,576 sqft · built 2015
Lot Size0.055 acres (2,383 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Oct 2024)
Tax Bill$4,934 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-39-40-006-000-0100.0-0-0000

Property Details

APN / Parcel Number

Primary APN12-39-40-006-000-0100.0-0-0000
Alternative APNs
  • 12-39-40-006-000-01000-0
  • 254446

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,576 sqft Living Area
Gross Area1,936 sqft
1st Floor Area594 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area2,383 sqft (0.055 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number254446
Street Address9456 SW MERLIN CT
CitySTUART
StateFL
Zip34997-8922
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionLOT 100 PH 3 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Block1
Legal Lot Number100
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1020
Census Tract1702

Owner

Source: Martin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address9456 SW MERLIN CT, STUART, FL 34997-8922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Partial Claim Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 28, 2020Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Dec 8, 2017Loan Modification, Mortgage · FHA Mortgage
PINGORA LOAN SVCNG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2024 · Amount on Record
Deed SaleOct 28, 2024 · Amount on Record
Prior SaleApr 7, 2015 · Amount on Record
Deed Document Number20243097261
Deed Book / Page3465 / 343
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address9456 SW MERLIN CT, STUART, FL 34997-8922
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9456 SW MERLIN CT, STUART, FL 34997-8922
InvestorPossibly a Property Investor

Mortgage

Document Number0035342055
DateNov 24, 2025
Book Page3534/2055
Instrument3157972
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypePartial Claim Mortgage
AmountAmount Recorded
Term348 Months
DueNov 1, 2054

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address9456 SW MERLIN CT, STUART, FL 34997-8922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address9456 SW MERLIN CT, STUART, FL 34997-8922

Mortgage

Document Number0031532851
DateAug 28, 2020
Book Page3153/2851
Instrument2834722
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueJan 1, 2048

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address9456 SW MERLIN CT, STUART, FL 34997-8922
Document Number0029701490
Book / Page002970 / 001490
Instrument DateDec 8, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9456 SW MERLIN CT STUART FL 349978922, STUART, FL 34997-8922

Mortgage

Document Number0029701490
DateJan 18, 2018
Book Page002970/001490
Instrument2674362
Lender
NamePINGORA LOAN SVCNG
TypeFunding / Finance Company
AddressEWING, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,934.00 (+72.58%)$313,030 (+49.65%) Land $120,000 Building $193,030$313,030 (+10.49%) Land $120,000 Building $193,030
2024$2,859.00 (+2.03%)
2023$2,802.00 (+3.93%) Additional exemption filed$209,180 (+3%)$283,310 (+12.89%) Land $95,000 Building $188,310
2022$2,696.00 Homeowner's exemption$203,088$250,970 Land $70,000 Building $180,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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