9448 SW Merlin Ct, Stuart, FL 34997 Property Records

Martin County property record for 9448 SW Merlin Ct, Stuart, FL 34997

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,542 sqft · built 2015
Lot Size	0.029 acres (1,246 sqft)
Owner	Individual Name on File
Last Sale	$186,400 (May 2015)
Tax Bill	$2,384 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-39-40-006-000-0102.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`12-39-40-006-000-0102.0-0-0000`
Alternative APNs	`12-39-40-006-000-01020-0` `735966`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,542 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	619 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	1,246 sqft (0.029 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	735966
Street Address	9448 SW MERLIN CT
City	STUART
State	FL
Zip	34997-8922
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUDR
Legal Description	LOT 102 PH 3 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42)
Legal Range	40E
Legal Township	39S
Legal Section	12
Legal Subdivision	RIVER MARINA
Legal Block	1
Legal Lot Number	102
Jurisdiction	MARTIN FL
Township / Civil Division	INDIANTOWN
Census Block Group	1
Census Block	1020
Census Tract	1702

Owner

9448 SW Merlin Ct, a townhouse, is owned and occupied by an individual who bought it in May 2015.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	9448 SW MERLIN CT, STUART, FL 34997-8922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2015 · Amount on File
Deed Sale	May 21, 2015 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	20152516357
Deed Book / Page	2785 / 1852
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	9448 SW MERLIN CT, STUART, FL 34997-8922
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9448 SW MERLIN CT, STUART, FL 34997-8922

Mortgage

Document Number	0032511299
Date	Aug 25, 2021
Book Page	3251/1299
Instrument	2910177

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9448 SW Merlin Ct was $2,384 with a homeowner's exemption, down 1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,384.00 (-1.04%) Additional exemption filed	$193,491	$303,420 Land $115,000 Building $188,420
2024	$2,409.00 (+2.16%)
2023	$2,358.00 (+4.06%) Additional exemption filed	$182,562 (+3%)	$273,810 (+8.89%) Land $90,000 Building $183,810
2022	$2,266.00 Homeowner's exemption	$177,245	$251,460 Land $75,000 Building $176,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9448 SW Merlin Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9448 SW Merlin Ct is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014
Water Source	Purchased groundwater from MARTIN CO UTILITIES
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20