9451 SW Merlin Ct, Stuart, FL 34997 Property Records

Martin County property record for 9451 SW Merlin Ct, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,614 sqft · built 2015
Lot Size0.035 acres (1,529 sqft)
OwnerIndividual Name on Record
Last Sale$223,000 (Nov 2018)
Tax Bill$2,744 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-39-40-006-000-0109.0-0-0000

Property Details

APN / Parcel Number

Primary APN12-39-40-006-000-0109.0-0-0000
Alternative APNs
  • 12-39-40-006-000-01090-0
  • 399660

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,614 sqft Living Area
Gross Area1,965 sqft
1st Floor Area691 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area1,529 sqft (0.035 acres)
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchScreened Concrete Masonry Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number399660
Street Address9451 SW MERLIN CT
CitySTUART
StateFL
Zip34997-8923
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionLOT 109 PH 3 RIVER MARINA PUD PHS 3 & 5 (PB 16 PG 42)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionRIVER MARINA
Legal Block1
Legal Lot Number109
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1021
Census Tract1702

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9451 SW MERLIN CT, STUART, FL 34997-8923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 26, 2018Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2018 · Amount on Record
Deed SaleNov 26, 2018 · Amount on Record
Prior SaleApr 6, 2015 · Amount on Record
Deed Document Number20182726846
Deed Book / Page3028 / 1277
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address9451 SW MERLIN CT, STUART, FL 34997-8923
Transaction TypeMortgage
Record UpdatedDec 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address9451 SW MERLIN CT, STUART, FL 34997-8923

Mortgage

Document Number0032721614
DateNov 17, 2021
Book Page3272/1614
Instrument2926660
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateNov 26, 2018
Property Address9451 SW MERLIN CT, STUART, FL 34997-8923
Document Number0030281277
Book / Page03028 / 1277
Map ReferenceMB16 G42
Instrument DateNov 9, 2018
Instrument2726846
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFAIRWATER TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,561.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9451 SW MERLIN CT, 9451, STUART, FL 34997-8923

Transferred To (Grantee/Buyer)

NameVerified Name
Address9451 SOUTHWEST, STUART, FL 34997

Mortgage

Document Number0002726847
DateNov 26, 2018
Instrument2726847
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,744.00 (+0.26%) Additional exemption filed$216,331 (+7.12%)$311,070 (+11.41%) Land $115,000 Building $196,070
2024$2,737.00 (+2.05%)
2023$2,682.00 (+3.95%) Additional exemption filed$201,950 (+3%)$279,220 (+8.9%) Land $90,000 Building $189,220
2022$2,580.00 Homeowner's exemption$196,068$256,390 Land $75,000 Building $181,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. LUCIE FALLS
private · serves 499 people · EPA ID FL4434014
Water SourcePurchased groundwater from MARTIN CO UTILITIES
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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