939 N Lorel Ave, Chicago, IL 60651 Property Records

Cook County property record for 939 N Lorel Ave, Chicago, IL 60651

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,556 sqft · built 1913
Lot Size	0.103 acres (4,467 sqft)
Owner	Individual Name on Record
Last Sale	$213,500 (Jan 2020)
Tax Bill	$3,798 (2023)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-321-007`

Property Details

APN / Parcel Number

Primary APN	`16-04-321-007`
Alternative APN	`16-04-321-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1915
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,467 sqft (0.103 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	939 N LOREL AVE
City	CHICAGO
State	IL
Zip	60651-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(DAYTONS) RESUB OF LTS 13-24 BLK 1 & LTS 1-24 BLK 2 A LL IN SUB OF WH SE SW & PT SW SW LYING E OF W LINE 1290.2FT SEC 04-39-1
Legal Range	13E
Legal Township	39N
Legal Section	04
Legal Subdivision	DAYTONS RESUB OF LTS 13-24 BLK 1 & LTS
Legal Block	1,2,A
Legal Lot Number	1-24
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2005
Census Tract	251200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	939 N LOREL AVE, CHICAGO, IL 60651-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Jan 25, 2017	Grant Deed, Transfer CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Jan 25, 2017 · Amount on Record
Deed Document Number	20206132
Prior Transfer Date	Feb 14, 2016
Prior Transfer Doc	0000013068
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 3, 2020
Property Address	939 N LOREL AVE, CHICAGO, IL 60651-2841
Document Number	2000306132
Instrument Date	Dec 10, 2019
Instrument	306132
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	939 N LOREL AVE CHICAGO IL 606512841, CHICAGO, IL 60651-2841

Mortgage

Document Number	2000306133
Date	Jan 3, 2020
Instrument	306133

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jan 25, 2017
Property Address	939 N LOREL AVE, CHICAGO, IL 60651-2841
Document Number	1702529037
Instrument Date	Dec 8, 2016
Instrument	2529037
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	939 N LOREL AVE CHICAGO IL 606512841, CHICAGO, IL 60651-2841

Mortgage

Document Number	1702529038
Date	Jan 25, 2017
Instrument	2529038

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Interest

Rate Type	Fixed Rate
Rate	1.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,700 (+9.45%) Land $5,360 Building $14,340	$197,000 (+9.45%) Land $53,600 Building $143,400
2023	$3,798.00 (+2.59%)
2022	$3,702.00	$17,999 Land $4,243 Building $13,756	$179,990 Land $42,430 Building $137,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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