945 Cottrell Way, Galt, CA 95632 Property Records

Sacramento County property record for 945 Cottrell Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,214 sqft · built 2004
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$410,000 (Jul 2016)
Tax Bill	$5,554 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`148-0980-051-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0980-051-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,214 sqft Living Area
1st Floor Area	2,214 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	945 COTTRELL WAY
City	GALT
State	CA
Zip	95632-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RIVER OAKS 02D, LOT 531
Legal Subdivision	RIVER OAKS 02D
Legal Lot Number	531
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1006
Census Tract	9409

Owner

945 Cottrell Way is owner-occupied and held in a trust since August 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	945 COTTRELL WAY, GALT, CA 95632-3148
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Intrafamily Transfer, Transfer
Aug 23, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2016 · Amount on File
Deed Sale	Jul 20, 2016 · Amount on File
Prior Sale	Feb 11, 2004 · Amount on File
Deed Book / Page	20160720 / 65
Last Transfer Date	Aug 23, 2023
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 9, 2025
Property Address	945 COTTRELL WAY, GALT, CA 95632-3148
Document Number	0000000540
Map Reference	MB 316 PG 3
Instrument Date	Nov 19, 2025
Instrument	202512090540
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	945 COTTRELL WAY, GALT, CA 95632-3148

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 23, 2023
Property Address	945 COTTRELL WAY, GALT, CA 95632-3148
Document Number	0000000555
Map Reference	MB 20030611 PG 2457
Instrument Date	Aug 23, 2023
Instrument	202308230555
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	945 COTTRELL WAY, GALT, CA 95632-3148

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	945 COTTRELL WAY, GALT, CA 95632-3148

Tax Assessment & Valuation

The 2025 property tax bill for 945 Cottrell Way was $5,554, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$485,349 (+2%) Land $94,699 Building $390,650
2025	$5,554.00 (+4.38%) Homeowner's exemption	$475,834 Land $92,843 Building $382,991
2024	$5,321.00 (-4.14%)
2023	$5,551.00 (+3.89%)	$457,359 Land $89,239 Building $368,120
2022	$5,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 945 Cottrell Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 945 Cottrell Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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