940 Cottrell Way, Galt, CA 95632 Property Records

Sacramento County property record for 940 Cottrell Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,500 sqft · built 2004
Lot Size	0.229 acres (9,975 sqft)
Owner	Company Name on File
Last Sale	$408,000 (Aug 2016)
Tax Bill	$5,607 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0980-048-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0980-048-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,500 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,975 sqft (0.229 acres)
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces
Pool Area	28,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	940 COTTRELL WAY
City	GALT
State	CA
Zip	95632-3149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RIVER OAKS 02D, LOT 528
Legal Subdivision	RIVER OAKS 02D
Legal Lot Number	528
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1009
Census Tract	9409

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	163 COTTRELL WAY, GALT, CA 95632
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage TERRY PARKER SEPARATE PROPERTY TRUST
May 23, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2016 · Amount on Record
Deed Sale	Aug 19, 2016 · Amount on Record
Prior Sale	Jun 25, 2007 · Amount on Record
Deed Book / Page	20160819 / 783
Last Transfer Date	Apr 7, 2023
Transfer Doc	2023000747
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	940 COTTRELL WAY, GALT, CA 95632-3149
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 COTTRELL WAY, GALT, CA 95632-3149

Mortgage

Document Number	0000001267
Date	Dec 23, 2025
Instrument	202512231267

Lender

Name	TERRY PARKER SEPARATE PROPERTY TRUST
Type	Private Party
Address	PO BOX 7, GALT, CA 95632

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	940 COTTRELL WAY, GALT, CA 95632-3149
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 COTTRELL WAY, GALT, CA 95632-3149

Mortgage

Document Number	0000000436
Date	May 23, 2022
Instrument	2022052300436

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 10, 2022
Property Address	940 COTTRELL WAY, GALT, CA 95632-3149
Document Number	0000001146
Map Reference	MB 316 PG 3
Instrument Date	Apr 20, 2022
Instrument	2022051001146
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	940 COTTRELL WAY, GALT, CA 95632-3149

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$482,982 (+2%) Land $94,699 Building $388,283
2025	$5,607.00 (+4.34%)	$473,513 (+4.04%) Land $92,843 Building $380,670
2024	$5,374.00 (-3.29%)
2023	$5,557.00 (-8.45%)	$455,128 Land $89,239 Building $365,889
2022	$6,070.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Verizon.

Nearby Properties on Cottrell Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures