941 Cottrell Way, Galt, CA 95632 Property Records

Sacramento County property record for 941 Cottrell Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,005 sqft · built 2004
Lot Size	0.196 acres (8,538 sqft)
Owner	Company Name on Record
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-0980-052-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0980-052-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
1st Floor Area	2,005 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,538 sqft (0.196 acres)
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces
Pool Area	25,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	941 COTTRELL WAY
City	GALT
State	CA
Zip	95632-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RIVER OAKS 02D, LOT 532
Legal Subdivision	RIVER OAKS 02D
Legal Lot Number	532
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1006
Census Tract	9409

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	941 COTTRELL WAY, GALT, CA 95632-3148
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Apr 7, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2021
Deed Sale	Apr 7, 2021
Prior Sale	Sep 29, 2008 · Amount on Record
Deed Book / Page	20210407 / 1501
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	4070000001501
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2021
Property Address	941 COTTRELL WAY, GALT, CA 95632-3148
Document Number	0000001503
Map Reference	MB 316 PG 3
Instrument Date	Nov 6, 2020
Instrument	202104071503
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	941 COTTRELL WAY, GALT, CA 95632-3148

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 7, 2021
Property Address	941 COTTRELL WAY, GALT, CA 95632-3148
Document Number	0000001501
Map Reference	MB 316 PG 3
Instrument Date	Nov 6, 2020
Instrument	202104071501
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	941 COTTRELL WAY, GALT, CA 95632-3148

Mortgage

Document Number	0000001502
Date	Apr 7, 2021
Instrument	202104071502

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$424,295 (+2%) Land $98,505 Building $325,790
2025	$4,946.00 (+4.32%)	$415,976 (+4.04%) Land $96,574 Building $319,402
2024	$4,741.00 (-2.87%)
2023	$4,881.00 (+3.87%)	$399,825 Land $92,825 Building $307,000
2022	$4,699.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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