945 Cass Dr, Franklin, IN 46131 Property Records

Johnson County property record for 945 Cass Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,251 sqft · built 2020
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Jul 2020)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-08-12-032-144.000-018`

Property Details

APN / Parcel Number

Primary APN	`41-08-12-032-144.000-018`
Alternative APN	`00001628371`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,251 sqft Living Area
1st Floor Area	2,251 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001628371
Street Address	945 CASS DR
City	FRANKLIN
State	IN
Zip	46131-6979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE SOUTH LOT 54 MP FRANKLIN COMMUNI
Legal Subdivision	HERITAGE SOUTH
Legal Lot Number	54
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1037
Census Tract	611200

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	945 CASS DR, FRANKLIN, IN 46131-6979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jul 13, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	202017850
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	945 CASS DR, FRANKLIN, IN 46131-6979
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023004153
Date	Mar 24, 2023
Instrument	2023-004153

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2053

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jul 13, 2020
Property Address	945 CASS DR, FRANKLIN, IN 46131-6979
Document Number	2020017850
Map Reference	IN2019028000 PCE
Instrument Date	Jul 9, 2020
Instrument	2020-017850
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 CASS DR, FRANKLIN, IN 46131-6979
Investor	Possibly a Property Investor

Mortgage

Document Number	2020017851
Date	Jul 13, 2020
Instrument	2020-017851

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (+2.87%) Homeowner's exemption	$289,700 (+17.81%) Land $31,000 Building $258,700	$289,700 (+17.81%) Land $31,000 Building $258,700
2024	$2,858.00 (+4.84%)
2023	$2,726.00 (+8.78%) Homeowner's exemption	$245,900 (+9.83%) Land $11,200 Building $234,700	$245,900 (+9.83%) Land $11,200 Building $234,700
2022	$2,506.00 Homeowner's exemption	$223,900 Land $11,200 Building $212,700	$223,900 Land $11,200 Building $212,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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