928 Cass Dr, Franklin, IN 46131 Property Records

Johnson County property record for 928 Cass Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 2020
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on File
Last Sale	$188,900 (Sep 2020)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-08-12-032-128.000-018`

Property Details

APN / Parcel Number

Primary APN	`41-08-12-032-128.000-018`
Alternative APN	`00001628339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001628339
Street Address	928 CASS DR
City	FRANKLIN
State	IN
Zip	46131-6978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE SOUTH LOT 26 MP FRANKLIN COMMUNI
Legal Subdivision	HERITAGE SOUTH
Legal Lot Number	26
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1037
Census Tract	611200

Owner

928 Cass Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Johnson County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	928 CASS DR, FRANKLIN, IN 46131-6978
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage FORUM CU
Sep 8, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Deed Document Number	202024502
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	928 CASS DR, FRANKLIN, IN 46131-6978
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025009746
Date	May 27, 2025
Instrument	2025-009746

Lender

Name	FORUM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	96 Months
Due	May 20, 2033

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 8, 2020
Property Address	928 CASS DR, FRANKLIN, IN 46131-6978
Document Number	2020024502
Map Reference	IN2019028000 PC E
Instrument Date	Sep 3, 2020
Instrument	2020-024502
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2026
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 CASS DR, FRANKLIN, IN 46131-6978
Investor	Possibly a Property Investor

Mortgage

Document Number	2020024503
Date	Sep 8, 2020
Instrument	2020-024503

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 928 Cass Dr was $2,508 with a homeowner's exemption, up 5.8% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,508.00 (+5.82%) Homeowner's exemption	$248,000 Land $31,000 Building $217,000	$248,000 Land $31,000 Building $217,000
2024	$2,370.00 (+3%)
2023	$2,301.00 (+9.1%) Homeowner's exemption	$208,500 (+9.74%) Land $11,400 Building $197,100	$208,500 (+9.74%) Land $11,400 Building $197,100
2022	$2,109.00 Homeowner's exemption	$190,000 Land $11,400 Building $178,600	$190,000 Land $11,400 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 928 Cass Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 928 Cass Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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