945 Beene Rd, Finger, TN 38334 Property Records

Chester County property record for 945 Beene Rd, Finger, TN 38334

Property Summary

Property Type	Mobile Home
Details	1,476 sqft · built 2013
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Apr 2019)
Tax Bill	$1,162 (2026)
Deeds & Mortgages	Apr 2024 Construction Loan Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012067 03602`

Property Details

APN / Parcel Number

Primary APN	`012067 03602`
Alternative APN	`067 03602 00007067`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,476 sqft Living Area
1st Floor Area	1,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,556 sqft (2.01 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	380 sqft
Deck Area	192 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	160 sqft
Utility Building	256 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	945 BEENE RD
City	FINGER
State	TN
Zip	38334-1705
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 07, COUNTY AREA: T54
Jurisdiction	CHESTER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1009
Census Tract	970301

Owner

Source: Chester County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	330 LANEY RD, TOONE, TN 38381-8126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK
Jan 14, 2022	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 4, 2022	Warranty Deed, Transfer
Feb 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Prior Sale	Feb 1, 2018 · Amount on Record
Deed Document Number	201961170
Deed Book / Page	443 / 589
Prior Transfer Date	May 21, 2014
Prior Transfer Doc	0003860106
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	945 BEENE RD, FINGER, TN 38334-1705
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005150691
Date	Apr 1, 2024
Book Page	515/691
Instrument	75727

Lender

Name	SIMMONS BANK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Mar 21, 2025

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	945 BEENE RD, FINGER, TN 38334-1705
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004860723
Date	Jan 14, 2022
Book Page	486/723
Instrument	69521

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Aug 4, 2022
Property Address	945 BEENE RD, FINGER, TN 38334-1705
Document Number	0004950733
Book / Page	495 / 733
Instrument Date	Aug 3, 2022
Instrument	71392
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	945 BEENE ROAD, CHESTER COUNTY, TN

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Feb 1, 2018
Property Address	945 BEENE RD, FINGER, TN 38334-1705
Document Number	0004290738
Book / Page	000429 / 000738
Instrument Date	Sep 7, 2012
Instrument	58175
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 STERLING RIDGE DR ATOKA TN 380047919, ATOKA, TN 38004-7919

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,162.00 (+975.93%)	$57,050 (+1,211.49%)	$228,200 (+1,211.49%) Land $14,000 Building $214,200
2023	$108.00	$4,350	$17,400 Land $10,600 Building $6,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

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