1180 Beene Rd, Finger, TN 38334 Property Records

Chester County property record for 1180 Beene Rd, Finger, TN 38334

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,055 sqft · built 2000
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,900 (Nov 2020)
Tax Bill	$2,507 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`012078 00300`

Property Details

APN / Parcel Number

Primary APN	`012078 00300`
Alternative APN	`078 00300 00007078`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	4,055 sqft Living Area
1st Floor Area	2,948 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	348,480 sqft (8 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,930 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1180 BEENE RD
City	FINGER
State	TN
Zip	38334-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: T54
Jurisdiction	CHESTER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	970301

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1180 BEENE RD, FINGER, TN 38334-1704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed, Transfer · Conventional Mortgage PRIMELENDING
Sep 8, 2020	Deed of Trust, Construction Loan · Construction Mortgage COMMERCIAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	202065702
Deed Book / Page	466 / 717
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTER TN
Recording Date	Nov 12, 2020
Property Address	1180 BEENE RD, FINGER, TN 38334-1704
Document Number	0004660717
Book / Page	466 / 717
Instrument Date	Nov 5, 2020
Instrument	65702
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 BEENE RD, FINGER, TN 38334-1704

Mortgage

Document Number	0000065703
Date	Nov 12, 2020
Instrument	65703

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Recording Date	Sep 8, 2020
Property Address	1180 BEENE RD, FINGER, TN 38334-1704
Document Number	0004640112
Book / Page	000464 / 000112
Instrument Date	Aug 28, 2020
Instrument	65140
Transaction Type	Construction Loan
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 325 HENDERSON TN 383400325, HENDERSON, TN 38340-0325

Mortgage

Document Number	4640112
Date	Sep 8, 2020
Book Page	000464/000112
Instrument	65140

Lender

Name	COMMERCIAL BK
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 7, 2021

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,507.00 (+20.3%)	$123,125 (+46.88%)	$492,500 (+46.88%) Land $31,600 Building $460,900
2023	$2,084.00	$83,825	$335,300 Land $24,000 Building $311,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

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