640 Beene Rd, Finger, TN 38334 Property Records

Chester County property record for 640 Beene Rd, Finger, TN 38334

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,969 sqft · built 1973
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,250 (May 2017)
Tax Bill	$909 (2026)
Deeds & Mortgages	Feb 2022 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012067 03401`

Property Details

APN / Parcel Number

Primary APN	`012067 03401`
Alternative APN	`067 03401 00007067`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,969 sqft Living Area
1st Floor Area	1,466 sqft
Basement Area	1,732 sqft
Finished Basement	1,466 sqft
Unfinished Basement	266 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	111,078 sqft (2.55 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	640 BEENE RD
City	FINGER
State	TN
Zip	38334-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: T54
Jurisdiction	CHESTER TN
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	970301

Owner

Source: Chester County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 BEENE RD, FINGER, TN 38334-1703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Deed Document Number	201756545
Deed Book / Page	421 / 636
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	640 BEENE RD, FINGER, TN 38334-1703
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004880579
Date	Feb 22, 2022
Book Page	488/579
Instrument	69896

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	May 31, 2017
Property Address	640 BEENE RD, FINGER, TN 38334-1703
Document Number	0004210636
Book / Page	421 / 636
Instrument Date	May 30, 2017
Instrument	56545
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 BEENE RD, FINGER, TN 38334-1703

Mortgage

Document Number	0004210638
Date	May 31, 2017
Book Page	421/638
Instrument	56546

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$909.00 (+19.92%)	$44,650 (+46.39%)	$178,600 (+46.39%) Land $15,800 Building $162,800
2023	$758.00	$30,500	$122,000 Land $12,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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