9448 Summit Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 9448 Summit Rd, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	624 sqft · built 1940
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2021)
Tax Bill	$2,710 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-015-2900`

Property Details

APN / Parcel Number

Primary APN	`17-015-2900`

Interior

Building Area	624 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	23,087 sqft (0.53 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Deck Area	140 sqft
Shed	1 Shed

Location & Zoning

Street Address	9448 SUMMIT RD
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	WLY 80 FT OF ELY 838 FT LYING N OF S 702 FT OF GOV LOT 6, TRC OF 1/17/89 SURVEY #L-995
Legal Range	26
Legal Township	42
Legal Section	15
Legal Tract	C
Legal Lot Number	6
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2019
Census Tract	970300

Owner

9448 Summit Rd, a residential property, is owned by two individuals who bought it in May 2021.

Source: Mille Lacs County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1410 4TH AVE N, PRINCETON, MN 55371-1068
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on File
Deed Sale	May 20, 2021 · Amount on File
Deed Document Number	2021424531
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 20, 2021
Property Address	9448 SUMMIT RD, ONAMIA, MN 56359
Document Number	A424531
Instrument Date	May 12, 2021
Instrument	A424531
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1410 44TH AVE N, PRINCETON, MN 55371

Mortgage

Document Number	000A424532
Date	May 20, 2021
Instrument	A424532

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9448 Summit Rd was $2,710.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,710.00	$287,800 (-0.42%) Land $206,000 Building $81,800	$287,800 (-0.42%) Land $206,000 Building $81,800
2025		$289,000 Land $205,700 Building $83,300	$289,000 Land $205,700 Building $83,300
2023	$2,664.00	$285,100 Land $200,400 Building $84,700	$285,100 Land $200,400 Building $84,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9448 Summit Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9448 Summit Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Summit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures