Mille Lacs County property record for 39119 Summit Rd, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1900 |
| Lot Size | 0.786 acres (34,251 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,500 (Sep 2024) |
| Tax Bill | $1,584 (2026) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-560-0040 |
| Primary APN | 17-560-0040 |
|---|
| Building Area | 1,040 sqft Living Area |
|---|---|
| Basement Area | 624 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 34,251 sqft (0.786 acres) |
| Garage Type | Mixed |
| Garage Area | 1,840 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Street Address | 39119 SUMMIT RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-8034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & LOTS 2, 3 & 4 BLK 3 & VAC ALLEY BETWEEN LOTS 2 & 3 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 15 |
| Legal Subdivision | MILLE LACS |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970300 |
Source: Mille Lacs County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39119 JUMMIT RD, ONAMIA, MN 56359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2024 · Amount on Record |
| Deed Sale | Sep 19, 2024 · Amount on Record |
| Deed Document Number | 2024442827 |
| Prior Transfer Date | Feb 26, 2024 |
| Prior Transfer Doc | 0000440090 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 39119 SUMMIT RD, ONAMIA, MN 56359-8034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A405231 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | A405231 |
| Name | SPIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 10, 2033 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,584.00 (-5.26%) | ||
| 2025 | $194,100 (+5.55%) Land $46,500 Building $147,600 | $194,100 (+5.55%) Land $46,500 Building $147,600 | |
| 2023 | $1,672.00 | $183,900 Land $40,000 Building $143,900 | $183,900 Land $40,000 Building $143,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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