39034 Summit Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 39034 Summit Rd, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1999
Lot Size	0.78 acres (33,980 sqft)
Owner	Individual Name on Record
Last Sale	$128,900 (Dec 2019)
Tax Bill	$1,382 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-560-0170`

Property Details

APN / Parcel Number

Primary APN	`17-560-0170`

Interior

Building Area	960 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	33,980 sqft (0.78 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Shed	1 Shed

Location & Zoning

Street Address	39034 SUMMIT RD
City	ONAMIA
State	MN
Zip	56359-7899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& LOTS 4, 5 & 6 BLK 7 & W 1/2 OF N-S VAC ALLEY ADJ LOTS 3 & 6, & VAC ALLEY BETW LOTS 3, 4 & 5, 6
Legal Range	26
Legal Township	42
Legal Section	15
Legal Subdivision	MILLE LACS
Legal Block	7
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2019
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39034 SUMMIT RD, ONAMIA, MN 56359-7899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	2019414981
Prior Transfer Date	Nov 20, 2014
Prior Transfer Doc	000A387545
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 20, 2019
Property Address	39034 SUMMIT RD, ONAMIA, MN 56359-7899
Document Number	000A414981
Instrument Date	Dec 16, 2019
Instrument	A414981
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$425.37
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3934 SUMMIT RD, ONAMIA, MN 56359

Mortgage

Document Number	000A414982
Date	Dec 20, 2019
Instrument	A414982

Lender

Name	GUARANTEED RATE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,382.00 (-14.27%)	$179,100 (+2.81%) Land $46,500 Building $132,600	$179,100 (+2.81%) Land $46,500 Building $132,600
2025		$174,200 (-5.68%) Land $46,500 Building $127,700	$174,200 (-5.68%) Land $46,500 Building $127,700
2023	$1,612.00	$184,700 Land $40,000 Building $144,700	$184,700 Land $40,000 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Rd

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