944 Terry Dr, Troy, OH 45373 Property Records

Miami County property record for 944 Terry Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,431 sqft · built 1967
Lot Size	0.254 acres (11,051 sqft)
Owner	Company Name on Record
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-054580`

Property Details

APN / Parcel Number

Primary APN	`D08-054580`
Alternative APNs	`011012.3-16-010-00` `D08NE068 00500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,431 sqft Living Area
1st Floor Area	2,862 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	11,051 sqft (0.254 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Patio Area	192 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	944 TERRY DR
City	TROY
State	OH
Zip	45373-1767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5547 85
Legal Lot Number	5547
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1002
Census Tract	365102

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	944 TERRY DR, TROY, OH 45373-1767
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HTM AREA CU INC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage HTM AREA CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	944 TERRY DR, TROY, OH 45373-1767
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 TERRY DR, TROY, OH 45373-1767

Mortgage

Document Number	0000001091
Date	Jan 31, 2023
Instrument	2023OR-01091

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	944 TERRY DR, TROY, OH 45373-1767
Document Number	0000003119
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 TERRY DR TROY OH 453731767, TROY, OH 45373-1767

Mortgage

Document Number	0000003119
Date	Mar 6, 2020
Instrument	3119

Lender

Name	HTM AREA CU INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	944 TERRY DR, TROY, OH 45373-1767
Document Number	0000012674
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 TERRY DR TROY OH 453731767, TROY, OH 45373-1767

Mortgage

Document Number	0000012674
Date	Oct 17, 2018
Instrument	12674

Lender

Name	HTM AREA CU INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00 (-10.31%) Homeowner's exemption	$74,900 (+19.74%) Land $13,370 Building $61,530	$214,000 (+19.75%) Land $38,200 Building $175,800
2024	$1,988.00 (+1.02%) Homeowner's exemption	$62,550 (-) Land $14,420 Building $48,130
2023	$1,968.00 (+16.59%) Homeowner's exemption	$62,550 (-) Land $14,420 Building $48,130	$178,700 (-) Land $41,200 Building $137,500
2022	$1,688.00 Homeowner's exemption	$62,550 Land $14,420 Building $48,130	$178,700 Land $41,200 Building $137,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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