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907 Terry Dr, Troy, OH 45373 Property Records

Miami County property record for 907 Terry Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,907 sqft · built 1966
Lot Size0.358 acres (15,616 sqft)
OwnerCompany Name on Record
Last Sale$190,000 (Feb 2020)
Tax Bill$3,193 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-054540

Property Details

APN / Parcel Number

Primary APND08-054540
Alternative APNs
  • 011012.3-10-011-00
  • D08NE068 00100

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,907 sqft Living Area
1st Floor Area2,140 sqft
Upper Floors Area837 sqft
Basement Area806 sqft
Unfinished Basement806 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area15,616 sqft (0.358 acres)
Lot Dimensions122 ft deep x 128 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area403 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address907 TERRY DR
CityTROY
StateOH
Zip45373-1766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 5542 40 E 1/2 & IN LOT 5543 82
Legal SubdivisionSTONYRIDGE PLAT NO 5
Legal Lot Number5542
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1001
Census Tract365102

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7468 BEECHMONT AVE, 420, CINCINNATI, OH 45255-4102
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleMar 28, 2001 · Amount on Record
Deed Document Number20202020OR-02737
Last Transfer DateOct 30, 2024
Transfer Doc0000011443
Record UpdatedSep 20, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateFeb 27, 2020
Property Address907 TERRY DR, TROY, OH 45373-1766
Document Number0000002737
Map ReferenceMB 9 PG 80
Instrument DateFeb 21, 2020
Instrument2020OR-02737
Transaction TypeTransfer
Record UpdatedFeb 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 TERRY DR, TROY, OH 45373-1766

Mortgage

Document Number0000002738
DateFeb 27, 2020
Instrument2020OR-02738
Lender
NameRAPID MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,193.00 (+5.48%) Homeowner's exemption$96,360 (+19.96%) Land $16,560 Building $79,800$275,300 (+19.96%) Land $47,300 Building $228,000
2024$3,027.00 (+2.19%) Homeowner's exemption$80,330 (-) Land $17,890 Building $62,440
2023$2,962.00 (+17.49%) Homeowner's exemption$80,330 (-) Land $17,890 Building $62,440$229,500 (-) Land $51,100 Building $178,400
2022$2,521.00 Homeowner's exemption$80,330 Land $17,890 Building $62,440$229,500 Land $51,100 Building $178,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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