937 Terry Dr, Troy, OH 45373 Property Records

Miami County property record for 937 Terry Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,906 sqft · built 1969
Lot Size	0.226 acres (9,840 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Aug 2019)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-054560`

Property Details

APN / Parcel Number

Primary APN	`D08-054560`
Alternative APNs	`011012.3-10-013-00` `D08NE068 00300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
1st Floor Area	2,140 sqft
Upper Floors Area	836 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,840 sqft (0.226 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	937 TERRY DR
City	TROY
State	OH
Zip	45373-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 5545 82
Legal Subdivision	STONY RIDGE PLAT NO 5
Legal Lot Number	5545
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1001
Census Tract	365102

Owner

937 Terry Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	937 TERRY DR, TROY, OH 45373-1766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 15, 2019	Survivorship Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Jul 1, 1986 · Amount on File
Deed Document Number	20192019OR-09286
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	937 TERRY DR, TROY, OH 45373-1766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008322
Date	Jul 29, 2019
Instrument	2019OR-08322

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 15, 2019
Property Address	937 TERRY DR, TROY, OH 45373-1766
Document Number	0000009286
Map Reference	MB 9 PG 80
Instrument Date	Aug 14, 2019
Instrument	2019OR-09286
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	937 TERRY DR, TROY, OH 45373-1766

Mortgage

Document Number	0000009287
Date	Aug 15, 2019
Instrument	2019OR-09287

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,298.00 (+7.67%) Homeowner's exemption	$99,540 (+22.47%) Land $12,600 Building $86,940	$284,400 (+22.48%) Land $36,000 Building $248,400
2024	$3,063.00 (+2.2%) Homeowner's exemption	$81,280 (-) Land $13,620 Building $67,660
2023	$2,997.00 (+17.48%) Homeowner's exemption	$81,280 (-) Land $13,620 Building $67,660	$232,200 (-) Land $38,900 Building $193,300
2022	$2,551.00 Homeowner's exemption	$81,280 Land $13,620 Building $67,660	$232,200 Land $38,900 Building $193,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 937 Terry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 937 Terry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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