944 Osterman Ave, Deerfield, IL 60015 Property Records

Lake County property record for 944 Osterman Ave, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,862 sqft · built 1920
Lot Size	0.278 acres (12,101 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 1998)
Tax Bill	$11,809 (2024)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-32-202-020`

Property Details

APN / Parcel Number

Primary APN	`16-32-202-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,862 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	1,064 sqft
2nd Floor Area	798 sqft
Upper Floors Area	851 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,101 sqft (0.278 acres)
Lot Dimensions	242 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	944 OSTERMAN AVE
City	DEERFIELD
State	IL
Zip	60015-5845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWIN P. OSTERMANS SUB E50 FT LOT 17
Legal Subdivision	EDWIN P. OSTERMANS SUB
Legal Lot Number	17
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	3
Census Block	3001
Census Tract	864903

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	944 OSTERMAN AVE, DEERFIELD, IL 60015-5845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 1998 · Amount on Record
Deed Sale	Dec 22, 1998 · Amount on Record
Prior Sale	Nov 30, 1993
Deed Document Number	19984261864
Prior Transfer Date	Nov 4, 1993
Prior Transfer Doc	0003444088
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	944 OSTERMAN AVE, DEERFIELD, IL 60015-5845
Document Number	0007570012
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 OSTERMAN AVE DEERFIELD IL 600155845, DEERFIELD, IL 60015-5845

Mortgage

Document Number	0007570012
Date	Jun 18, 2019
Instrument	7570012

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jun 17, 2029

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,571 (+18.02%) Land $42,614 Building $99,957	$427,756 (+18.02%) Land $127,855 Building $299,901
2024	$11,809.00 (+21.89%)
2023	$9,688.00 (+6.1%)	$120,804 (+11.53%) Land $39,009 Building $81,795	$362,449 (+11.53%) Land $117,039 Building $245,410
2022	$9,131.00	$108,315 Land $41,900 Building $66,415	$324,978 Land $125,713 Building $199,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1979–1987)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 19,196 people · EPA ID IL0974340
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20