948 Osterman Ave, Deerfield, IL 60015 Property Records

Lake County property record for 948 Osterman Ave, Deerfield, IL 60015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,632 sqft · built 1900
Lot Size	0.278 acres (12,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Apr 2025)
Tax Bill	$11,458 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-32-202-019`

Property Details

APN / Parcel Number

Primary APN	`16-32-202-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	816 sqft
2nd Floor Area	816 sqft
Upper Floors Area	816 sqft
Basement Area	816 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,101 sqft (0.278 acres)
Lot Dimensions	242 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	731 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	77 sqft
Deck Area	Deck Area
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	948 OSTERMAN AVE
City	DEERFIELD
State	IL
Zip	60015-4266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDWIN P. OSTERMANS SUBW 50 FT LOT 17
Legal Subdivision	EDWIN P. OSTERMANS SUB
Legal Lot Number	17
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	3
Census Block	3001
Census Tract	864903

Owner

Source: Lake County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	473 GROSSE POINTE CIR, VERNON HILLS, IL 60061-3405
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Apr 7, 2004 · Amount on Record
Deed Document Number	20258093020
Prior Transfer Date	Sep 19, 2024
Prior Transfer Doc	0008057908
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	948 OSTERMAN AVE, DEERFIELD, IL 60015-4266
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 OSTERMAN AVE, DEERFIELD, IL 60015-4266

Mortgage

Document Number	0008127183
Date	Oct 9, 2025
Instrument	8127183

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	6.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Deerfield Village
Elementary School District	Deerfield School District 109 (PK - 08)
Secondary School District	Township High School District 113 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,458.00 (+4.19%)	$133,344 (+9.24%) Land $42,614 Building $90,730	$400,072 (+9.24%) Land $127,855 Building $272,217
2024	$10,997.00 (+4.17%)
2023	$10,557.00 (+6.08%)	$122,062 (+3.89%) Land $39,009 Building $83,053	$366,223 (+3.89%) Land $117,039 Building $249,184
2022	$9,952.00	$117,491 Land $41,900 Building $75,591	$352,509 Land $125,713 Building $226,796

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1979–1987)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERFIELD serves 19,196 people · EPA ID IL0974340
Water Source	Purchased surface water from HIGHLAND PARK
Last State Inspection	Oct 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20