922 Osterman Ave, Deerfield, IL 60015 Property Records

Lake County property record for 922 Osterman Ave, Deerfield, IL 60015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,862 sqft · built 1900
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on Record
Tax Bill$12,923 (2024)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16-32-202-033

Property Details

APN / Parcel Number

Primary APN16-32-202-033

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,862 sqft Living Area
Gross Area3,088 sqft
1st Floor Area1,064 sqft
2nd Floor Area798 sqft
Upper Floors Area851 sqft
Basement Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions100 ft deep x 71 ft wide
Garage TypeDetached
Garage Area627 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area533 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address922 OSTERMAN AVE
CityDEERFIELD
StateIL
Zip60015-4266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDWIN P.OSTERMAN S SUB(EX N11FT) LOT 14
Legal SubdivisionEDWIN P. OSTERMANS SUB
Legal Lot Number14
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group3
Census Block3001
Census Tract864903

Owner

Source: Lake County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address922 OSTERMAN AVE, DEERFIELD, IL 60015-4266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address922 OSTERMAN AVE, DEERFIELD, IL 60015-4266
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007405237
DateJun 22, 2017
Instrument7405237
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.87%
Index1-Year CMT
Max Rate8.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$155,278 (+17.25%) Land $43,912 Building $111,366$465,880 (+17.25%) Land $131,749 Building $334,131
2024$12,923.00 (+24.27%)
2023$10,399.00 (+6.09%)$132,437 (+14.35%) Land $40,197 Building $92,240$397,351 (+14.35%) Land $120,603 Building $276,748
2022$9,802.00$115,813 Land $43,176 Building $72,637$347,474 Land $129,541 Building $217,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1979–1987)
Claims Outside the SFHA4 of 10
Most Recent ClaimAug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD
serves 19,196 people · EPA ID IL0974340
Water SourcePurchased surface water from HIGHLAND PARK
Last State InspectionOct 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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