Schenectady County and Rotterdam Town property record for 944 Draper Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,396 sqft · built 1902 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,741 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-19-9 |
| Primary APN | 422800 48.19-19-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 944 DRAPER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | L19+20 R FP G2 ADAMS 2.-113-19.A |
| Legal Block | 19 |
| Legal Lot Number | 9.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 9, 2025 | Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK |
| Mar 30, 2026 | Intrafamily Transfer, Transfer · VA Mortgage MAGNOLIA BANK |
| Feb 15, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2024 |
| Deed Sale | Feb 15, 2024 |
| Prior Sale | Jul 15, 2010 · Amount on Record |
| Deed Document Number | 20249869 |
| Deed Book / Page | 2125 / 748 |
| Prior Transfer Date | Dec 21, 2023 |
| Prior Transfer Doc | 0000009869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000046501 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 5252/881 |
| Instrument | 202246501 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000011379 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 202511379 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | HODGENVILLE, KY 42748 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 30, 2026 |
| Property Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000007160 |
| Instrument Date | Mar 14, 2026 |
| Instrument | 202607160 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Name | Verified Name |
|---|---|
| Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000007161 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 202607161 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 15, 2024 |
| Property Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000009869 |
| Book / Page | 2125 / 748 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 202409869 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Name | Verified Name |
|---|---|
| Address | 944 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,741.00 (-8.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $5,204.00 | $142,000 (-) Land $14,400 Building $127,600 | $218,500 (+16.97%) Land $22,158 Building $196,342 |
| 2023 | $142,000 Land $14,400 Building $127,600 | $186,800 Land $18,943 Building $167,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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