932 Draper Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 932 Draper Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,300 sqft · built 1930
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$32,500 (Feb 2003)
Tax Bill$4,818 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jun 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 48.19-19-7

Property Details

APN / Parcel Number

Primary APN422800 48.19-19-7
Alternative APN
  • 280004801900190070000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,300 sqft Living Area
1st Floor Area728 sqft
2nd Floor Area572 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions150 ft deep x 70 ft wide
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area300 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address932 DRAPER AVE
CitySCHENECTADY
StateNY
Zip12306-3020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,DM ADAMS -16,17 2.-113-16.A
Legal SubdivisionWESTERLY SIDE OF MILL STREET
Legal Block19
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3020
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address932 DRAPER AVE, SCHENECTADY, NY 12306-3020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Jun 25, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 2003 · Amount on Record
Deed SaleFeb 19, 2003 · Amount on Record
Prior SaleFeb 19, 2003 · Amount on Record
Deed Book / Page1644 / 620
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address932 DRAPER AVE, SCHENECTADY, NY 12306-3020
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 DRAPER AVE, SCHENECTADY, NY 12306-3020
InvestorPossibly a Property Investor

Mortgage

Document Number0000008345
DateMar 3, 2021
Book Page5074/390
Instrument202108345
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address932 DRAPER AVE, SCHENECTADY, NY 12306-3020
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 DRAPER AVE, SCHENECTADY, NY 12306-3020

Mortgage

Document Number0000015861
DateJun 25, 2025
Instrument202515861
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 24, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,818.00 (+1.93%) Homeowner's exemption
2025$4,727.00$129,000 (-) Land $14,400 Building $114,600$198,500 (+16.97%) Land $22,158 Building $176,342
2023$129,000 Land $14,400 Building $114,600$169,700 Land $18,943 Building $150,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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