Schenectady County and Rotterdam Town property record for 940 Draper Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,608 sqft · built 1928 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Feb 2004) |
| Tax Bill | $4,867 (2026) |
| Deeds & Mortgages | May 2017 Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-19-8 |
| Primary APN | 422800 48.19-19-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 592 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 150 ft deep x 35 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 940 DRAPER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R SENIOR AFFIDAVIT REQUIRED ADAMS-18/2.-113-18 |
| Legal Block | 19 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 32700 |
940 Draper Ave is owned and occupied by an individual who bought it in February 2004.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 940 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| May 22, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2004 · Amount on File |
| Deed Sale | Feb 26, 2004 · Amount on File |
| Deed Book / Page | 1672 / 812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 940 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022761 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 4761/873 |
| Instrument | 201722761 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 15, 2027 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 22, 2017 |
| Property Address | 940 DRAPER AVE, SCHENECTADY, NY 12306-3020 |
| Book / Page | 004761 / 000894 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 22772 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 940 DRAPER AVE SCHENECTADY NY 123063020, SCHENECTADY, NY 12306-3020 |
| Document Number | 0000022772 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 004761/000894 |
| Instrument | 22772 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 940 Draper Ave was $4,867 with a homeowner's exemption, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,867.00 (+1.93%) Homeowner's exemption | ||
| 2025 | $4,775.00 | $130,300 Land $7,200 Building $123,100 | $200,500 Land $11,079 Building $189,421 |
| 2023 | $130,300 Land $7,200 Building $123,100 | $171,400 Land $9,471 Building $161,929 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 940 Draper Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 940 Draper Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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