9448 Bone Bluff Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9448 Bone Bluff Dr, Navarre, FL 32566 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	2,505 sqft Living Area
Lot Size	76,012 sqft (1.74 acres)
Occupancy	Owner Occupied
Last Sale	$356,000 (2014)
Tax Bill	$3,079.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`11-2S-26-5689-00700-0310`
Alternative APN	`S262115689007000310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,505 sqft Living Area
Gross Area	3,536 sqft Gross Area
1st Floor	2,505 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	76,012 sqft (1.74 acres)
Depth X Width	650 ft x 117 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	644 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Porch Area	387 sqft Porch
Canopy Area	1 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	9448 BONE BLUFF DR
City	NAVARRE
State	FL
Zip	32566-2542
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES ESTATES LOT 31 BLK 7 AS DES IN OR 3396 PG 242
Legal Range	26W
Legal Township	2S
Legal Section	11
Legal Subdivision	WHISPERING PINES/REV
Legal Block	7
Legal Lot Number	31
Jurisdiction	SANTA ROSA FL
Minor Civil Division	HOLLEY-NAVARRE
Census Blockgroup	2
Census Block	2001
Census Tract	10828

Owner

Source: Santa Rosa County records · APN 11-2S-26-5689-00700-0310

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9448 BONE BLUFF DR, NAVARRE, FL 32566-2542
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 23, 2014 · Amount on Record
Deed Sale	Dec 23, 2014 · Amount on Record
Prior Sale	May 09, 2014 · Amount on Record
Deed Doc Number	201445070
Deed Book / Page	3396 / 242
Prior Transfer Date	May 08, 2014
Prior Transfer Doc	0033420523
Record Refreshed	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	9448 BONE BLUFF DR, NAVARRE, FL 32566-2542
Document Number	0036371332
Book / Page	003637 / 001332
Instrument Date	Jun 02, 2017
Transaction Type	Mortgage
Record Updated	Jul 07, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	9448 BONE BLUFF DR NAVARRE FL 325662542, NAVARRE, FL 32566-2542

Mortgage

Document Number	0036371332
Date	Jun 29, 2017
Book Page	003637/001332
Instrument	26363

Lender

Name	COASTAL BK&TR
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00 (+3.64%) Homeowner's exemption	$287,026 (+2.9%)	$457,325 (+10.48%) Land $115,000 Building $342,325
2024	$2,971.00 (+2.27%) Homeowner's exemption	$278,937 (+3%)	$413,946 (+1.78%) Land $90,000 Building $323,946
2023	$2,905.00 (+2.72%) Homeowner's exemption	$270,813 (+3%)	$406,698 (+1.39%) Land $90,000 Building $316,698
2022	$2,828.00 Homeowner's exemption	$262,925	$401,142 Land $90,000 Building $311,142

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 271 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.