9435 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9435 E River Dr, Navarre, FL 32566 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	2,144 sqft Living Area
Lot Size	22,433 sqft (0.515 acres)
Occupancy	Owner Occupied
Last Sale	$510,000 (2022)
Tax Bill	$3,047.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`11-2S-26-0000-00201-0000`
Alternative APN	`S262110000002010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,144 sqft Living Area
Gross Area	2,376 sqft Gross Area
1st Floor	2,144 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	22,433 sqft (0.515 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	1 sqft Shed
Deck Area	80 sqft Deck
Patio Area	344 sqft Patio
Porch Area	43 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	9435 E RIVER DR
City	NAVARRE
State	FL
Zip	32566-2516
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF LOT 1 BLK 4 WHISPERING PINES EST OF SECTION 11 TOWNSHIP 2 SOUTH RANGE 26 WEST THN S6019'12W ON EXT OF S LN OF LOT 60.24 FT TO W R/W EAST BAY RIVER DR THN N2432'48W ON RD 554.43 FT TO CURV (R=444.60 FT ANG=38*37'30) GO ON CURV 299.7
Legal Range	26W
Legal Township	2S
Legal Section	11
Legal Subdivision	WHISPERING PINES ESTATE
Legal Block	4
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Minor Civil Division	HOLLEY-NAVARRE
Census Blockgroup	2
Census Block	2000
Census Tract	10827

Owner

Source: Santa Rosa County records · APN 11-2S-26-0000-00201-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9435 E RIVER DR, NAVARRE, FL 32566-2516
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 14, 2022 · Amount on Record
Deed Sale	Mar 14, 2022 · Amount on Record
Prior Sale	Jun 17, 2005 · Amount on Record
Deed Doc Number	202215111
Deed Book / Page	4258 / 26
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 14, 2022
Property Address	9435 E RIVER DR, NAVARRE, FL 32566-2516
Document Number	0042580026
Book / Page	4258 / 26
Instrument Date	Mar 08, 2022
Instrument	202215111
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Rounded Values by County
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9435 E RIVER DR, 9435, NAVARRE, FL 32566-2516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9435 E RIVER DR, NAVARRE, FL 32566-2516

Mortgage

Document Number	0000425828
Date	Mar 14, 2022
Instrument	4258/28

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,862 (+2.9%)	$305,260 (+4.4%) Land $45,000 Building $260,260
2024	$3,047.00 (-12.29%) Homeowner's exemption	$292,383 (+1.56%) Land $45,000 Building $247,383	$292,383 (+1.56%) Land $45,000 Building $247,383
2023	$3,474.00 (+98.29%) Homeowner's exemption	$287,899 (+63.13%) Land $45,000 Building $242,899	$287,899 (+17.6%) Land $45,000 Building $242,899
2022	$1,752.00 Homeowner's exemption	$176,489	$244,814 Land $35,000 Building $209,814

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 529 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.