9443 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9443 E River Dr, Navarre, FL 32566 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2011
Square Footage1,692 sqft Living Area
Lot Size24,045 sqft (0.552 acres)
OccupancyOwner Occupied
Last Sale$425,000 (2022)
Tax Bill$2,878.00 (2025)

Property Details

APN / Parcel Number

Primary APN11-2S-26-0000-00209-0000
Alternative APN
  • S262110000002090000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,692 sqft Living Area
Gross Area2,814 sqft Gross Area
1st Floor1,692 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area24,045 sqft (0.552 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area500 sqft Garage

Exterior Amenities

Deck Area80 sqft Deck
Patio Area192 sqft Patio
Porch Area430 sqft Porch
Gazebo1 sqft Gazebo

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address9443 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2516
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT SW CORNER OF LOT 1 BLK 4 WHISPERING PINES EST OF SECTION 11 TOWNSHIP 2 SOUTH RANGE 26 WEST (PB D PG 17) THN S60*1912W ON EXT OF S LOT LN 60.24 FT TO W R/W OF EAST BAY RIVER DR THN N24*3248W ON RD 554.43 FT TO A CURV (R=444.60 ANG=21*5221) GO 1
Legal Range26W
Legal Township2S
Legal Section11
Legal SubdivisionWHISPERING PINES ESTATE
Legal Block4
Legal Lot Number1
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2000
Census Tract10827

Owner

Source: Santa Rosa County records · APN 11-2S-26-0000-00209-0000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9443 E RIVER DR, NAVARRE, FL 32566-2516
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 20, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
SOUTHPOINT FINANCIAL SERVICES INC
Sep 25, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
TRUSTMARK NATIONAL BANK
Jan 26, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2022 · Amount on Record
Deed SaleMay 17, 2022 · Amount on Record
Prior SaleFeb 20, 2020 · Amount on Record
Deed Doc Number202229868
Deed Book / Page4284 / 1682
Prior Transfer DateFeb 26, 2010
Prior Transfer Doc0029610780
Record RefreshedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 17, 2022
Property Address9443 E RIVER DR, NAVARRE, FL 32566-2516
Document Number0042841682
Book / Page4284 / 1682
Instrument DateMay 16, 2022
Instrument202229868
Transaction TypeTransfer
Record UpdatedJul 04, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,975.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1392 N FIELDSTONE AVE, 1392, FAYETTEVILLE, AR 72704-2105

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2197 OPAL CT, FORT WALTON BEACH, FL 32547-5606

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 20, 2020
Property Address9443 E RIVER DR, NAVARRE, FL 32566-2516
Document Number0039201125
Book / Page3920 / 1125
Instrument DateFeb 07, 2020
Instrument202008163
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,974.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3847 INDIAN TRL, 3847, DESTIN, FL 32541-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address9443 E RIVER DR, NAVARRE, FL 32566-2516

Mortgage

Document Number0039201127
DateFeb 20, 2020
Instrument3920/1127
Lender
NameSOUTHPOINT FINANCIAL SERVICES INC
TypeSubprime Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 25, 2018
Property Address9443 E RIVER DR, NAVARRE, FL 32566-2516
Document Number0037690295
Book / Page3769 / 0295
Instrument DateSep 24, 2018
Instrument201841366
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHAMPIONSHIP TITLE AGENCY LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,582.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7381 NAVARRE OAEKWAY, 7381, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

NameVerified Name
Address9443 E RIVER DR, NAVARRE, FL 32566-2516

Mortgage

Document Number0201841367
DateSep 25, 2018
Instrument201841367
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9443 E RIVER DR, NAVARRE, FL 32566-2516
Document Number0035950164
Book / Page003595 / 000164
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedFeb 10, 2017
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9443 E RIVER DR NAVARRE FL 325662516, NAVARRE, FL 32566-2516

Mortgage

Document Number0035950164
DateFeb 01, 2017
Book Page003595/000164
Instrument3852
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 31, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,878.00 (+3.64%) Homeowner's exemption$274,956 (+2.9%)$283,542 (+6.11%) Land $45,000 Building $238,542
2024$2,777.00 (-0.75%) Homeowner's exemption$267,207 (+0.29%) Land $45,000 Building $222,207$267,207 (+0.29%) Land $45,000 Building $222,207
2023$2,798.00 (-7.81%)$266,424 (+6.4%) Land $45,000 Building $221,424$266,424 (+6.4%) Land $45,000 Building $221,424
2022$3,035.00$250,409$250,409 Land $35,000 Building $215,409

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 529 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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