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9399 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9399 E River Dr, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2006
Square Footage1,783 sqft Heated Area
Lot Size24,786 sqft (0.569 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2019)
Tax Bill$1,509.00 (2024)

Property Details

APN / Parcel Number

Primary APN11-2S-26-0000-00203-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,783 sqft Heated Area
Gross Area1,983 sqft Gross Area
1st Floor1,783 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialVinyl Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialAsphalt Roof
Lot Area24,786 sqft (0.569 acres)
Parking Spaces2 Parking Spaces
Garage Area437 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Deck Area80 sqft Deck
PorchOpen Porch
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number112S260000002030000
Street Address9399 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2518
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT SW COR OF LOT 1 BLK 4 WHISPERING PINES EST IN SECTION 11 TOWNSHIP 2 SOUTH RANGE 26 WEST TH S 60*19 '12 W ON EXT OF SLY
Legal Range26W
Legal Township02S
Legal Section11
Legal SubdivisionWHISPERING PINES EST
Legal Block4
Legal Lot Number1,60 60
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup2
Census Block2000
Census Tract10827

Owner

Source: Santa Rosa County records · APN 11-2S-26-0000-00203-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9399 E RIVER DR, NAVARRE, FL 32566-2518
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
UNIVERSITY LENDING GROUP LLC
Oct 11, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2019 · Amount on Record
Deed SaleOct 11, 2019 · Amount on Record
Prior SaleOct 02, 1996 · Amount on Record
Deed Doc Number201945866
Deed Book / Page3879 / 0980
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9399 E RIVER DR, NAVARRE, FL 32566-2518
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyEMERALD COAST TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9399 E RIVER DR, NAVARRE, FL 32566-2518

Mortgage

Document Number0039990142
DateSep 02, 2020
Book Page3999/142
Instrument202045396
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 11, 2019
Property Address9399 E RIVER DR, NAVARRE, FL 32566-2518
Document Number0038790980
Book / Page003879 / 000980
Instrument DateOct 09, 2019
Instrument45866
Transaction TypeTransfer
Record UpdatedJan 07, 2020
Title CompanyEMERALD COAST TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9399 E RIVER DR NAVARRE FL 325662518, NAVARRE, FL 32566-2518

Mortgage

Document Number38790982
DateOct 11, 2019
Book Page003879/000982
Instrument45867
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$1,509.00 (+2.86%) Homeowner's exemption Disabled Person's exemption$175,815 (+3%)$219,043 (+0.48%) Land $45,000 Building $174,043
2023$1,467.00 (+3.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$170,694 (+3%)$217,995 (+8.81%) Land $45,000 Building $172,995
2022$1,420.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$165,722$200,345 Land $35,000 Building $165,345

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 529 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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