943 Morgans Treasure Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 943 Morgans Treasure Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,101 sqft · built 2022
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,900 (Mar 2023)
Tax Bill	$4,270 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`095601-0890`

Property Details

APN / Parcel Number

Primary APN	`095601-0890`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,101 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,278 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	943 MORGANS TREASURE RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-9235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	108/1-35 MORGANS COVE LOT 89 OR5732/1328
Legal Range	29
Legal Township	07
Legal Section	28
Legal Subdivision	MORGANS COVE
Legal Block	1
Legal Lot Number	89
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	21003

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	943 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC
Mar 24, 2022	Special Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	202324061
Deed Book / Page	5732 / 1328
Record Updated	Jun 8, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 31, 2023
Property Address	943 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235
Document Number	0057321328
Book / Page	5732 / 1328
Map Reference	MB 108 PG 1
Instrument Date	Mar 24, 2023
Instrument	2023024061
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,988.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	943 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235

Mortgage

Document Number	0057321330
Date	Mar 31, 2023
Instrument	5732/1330

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 24, 2022
Property Address	943 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235
Document Number	0055230085
Book / Page	5523 / 85
Map Reference	MB 108 PG 1
Instrument Date	Mar 18, 2022
Instrument	2022031397
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$23,712.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 22547, ST SIMONS ISLAND, GA 31522-8947

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,823 (+2.67%) Land $70,000 Building $273,823	$343,823 (+2.05%) Land $70,000 Building $273,823
2025	$4,270.00 (+12.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$334,867 (+2.9%)	$336,908 (+3.53%) Land $70,000 Building $266,908
2024	$3,793.00 (-11.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$325,430 (+2.93%)	$325,430 (+2.93%) Land $70,000 Building $255,430
2023	$4,286.00 (+396.06%)	$316,180 (+370.51%)	$316,180 (+370.51%) Land $60,750 Building $255,430
2022	$864.00	$67,200	$67,200 Land $67,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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