923 Morgans Treasure Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 923 Morgans Treasure Rd, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 2023
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$367,900 (Mar 2023)
Tax Bill$3,854 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN095601-0910

Property Details

APN / Parcel Number

Primary APN095601-0910

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,596 sqft Living Area
Gross Area2,016 sqft
1st Floor Area1,596 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address923 MORGANS TREASURE RD
CitySAINT AUGUSTINE
StateFL
Zip32084-9235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description108/1-35 MORGANS COVE LOT 91 OR5720/285
Legal Range29
Legal Township07
Legal Section28
Legal SubdivisionMORGANS COVE
Legal Block1
Legal Lot Number91
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3000
Census Tract21003

Owner

Source: St. Johns County records · APN 095601-0910

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address923 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Mar 24, 2022Special Warranty Deed, Transfer
EMPOWER TITLE, EMPOWER TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2023 · Amount on Record
Deed SaleMar 07, 2023 · Amount on Record
Prior SaleMar 24, 2022 · Amount on Record
Deed Document Number202317347
Deed Book / Page5720 / 285
Record UpdatedJun 08, 2026

March 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMar 07, 2023
Property Address923 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235
Document Number0057200285
Book / Page5720 / 285
Map ReferenceMB 108 PG 1
Instrument DateFeb 27, 2023
Instrument2023017347
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyEMPOWER TITLE, EMPOWER TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,575.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235

Mortgage

Document Number0005720287
DateMar 07, 2023
Instrument5720/287
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMar 24, 2022
Property Address923 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9235
Document Number0055230085
Book / Page5523 / 85
Map ReferenceMB 108 PG 1
Instrument DateMar 18, 2022
Instrument2022031397
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyEMPOWER TITLE, EMPOWER TITLE LLC

Transaction

AmountAmount Recorded
Tax$23,712.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 22547, ST SIMONS ISLAND, GA 31522-8947

Transferred To (Grantee/Buyer)

NameVerified Name
Address1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$307,136 (+2.7%)$311,239 (+3.49%) Land $70,000 Building $241,239
2025$3,854.00 (+12.76%) Homeowner's exemption$299,061 (+2.9%)$300,757 (+3.48%) Land $70,000 Building $230,757
2024$3,418.00 (+232.49%) Homeowner's exemption$290,633 (+378.41%)$290,633 (+378.41%) Land $70,000 Building $220,633
2023$1,028.00 (+18.98%)$60,750 (-9.6%)$60,750 (-9.6%) Land $60,750
2022$864.00$67,200$67,200 Land $67,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 54 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 237 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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