964 Morgans Treasure Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 964 Morgans Treasure Rd, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	2,149 sqft Living Area
Lot Size	6,969 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$405,990 (2022)
Tax Bill	$4,758.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`095601-0870`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,149 sqft Living Area
Gross Area	2,709 sqft Gross Area
1st Floor	2,149 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,969 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	560 sqft Garage
Patio Area	70 sqft Patio
Porch Area	55 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	964 MORGANS TREASURE RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-9256
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	108/1-35 MORGANS COVE LOT 87 OR5648/634
Legal Range	29
Legal Township	07
Legal Section	28
Legal Subdivision	MORGANS COVE
Legal Block	1
Legal Lot Number	87
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3000
Census Tract	21003

Owner

Source: St. Johns County records · APN 095601-0870

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	964 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9256
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Deed Doc Number	202295828
Deed Book / Page	5648 / 634
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 13, 2022
Property Address	964 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9256
Document Number	0056480634
Book / Page	5648 / 634
Map Reference	MB 108 PG 1-35
Instrument Date	Oct 07, 2022
Instrument	2022095828
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,842.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	964 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9256

Mortgage

Document Number	0005648635
Date	Oct 13, 2022
Instrument	5648/635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,827 (+2.7%)	$385,877 (+4.66%) Land $70,000 Building $315,877
2025	$4,758.00 (+12.3%) Homeowner's exemption	$365,946 (+2.9%)	$368,702 (+3.67%) Land $70,000 Building $298,702
2024	$4,237.00 (-9.29%) Homeowner's exemption	$355,633 (+2.67%)	$355,633 (+2.67%) Land $70,000 Building $285,633
2023	$4,671.00 (+440.63%)	$346,383 (+415.45%)	$346,383 (+415.45%) Land $60,750 Building $285,633
2022	$864.00	$67,200	$67,200 Land $67,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	About 1 in 237 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.