9423 Lake Lotta Cir, Gotha, FL 34734 Property Records

Orange County property record for 9423 Lake Lotta Cir, Gotha, FL 34734

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,505 sqft · built 1985
Lot Size0.137 acres (5,960 sqft)
OwnerIndividual Name on Record
Last Sale$94,500 (Mar 2002)
Tax Bill$1,418 (2025)
Deeds & MortgagesMar 2020 Mortgage
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN28-22-28-1348-00-050

Property Details

APN / Parcel Number

Primary APN28-22-28-1348-00-050
Alternative APNs
  • 255992
  • 260841
  • 265389

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area1,505 sqft Living Area
Gross Area1,702 sqft
1st Floor Area958 sqft
Utility Area60 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,960 sqft (0.137 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9423 LAKE LOTTA CIR
CityGOTHA
StateFL
Zip34734-5048
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-2
Legal DescriptionCITRUS OAKS PHASE ONE 14/7 LOT 5 (LESS W 44.3 FT)
Legal Range28E
Legal Township22S
Legal Section28
Legal SubdivisionCITRUS OAKS PH 1
Legal Phase1
Legal Tract1348
Legal Lot Number5
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1015
Census Tract14804

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9423 LAKE LOTTA CIR, GOTHA, FL 34734-5048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
IBERIABANK
May 3, 2018Loan Modification, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2002 · Amount on Record
Deed SaleMar 12, 2002 · Amount on Record
Deed Book / Page6476 / 8366
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9423 LAKE LOTTA CIR, GOTHA, FL 34734-5048
Document Number0000219173
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedMay 4, 2020
Title CompanyPROMINENCE TITLE AND ESCROW LLC, PROMINENCE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9423 LAKE LOTTA CIR GOTHA FL 347345048, GOTHA, FL 34734-5048

Mortgage

Document Number0000219173
DateApr 7, 2020
Instrument219173
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 6, 2035

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address9423 LAKE LOTTA CIR, GOTHA, FL 34734-5048
Document Number0000282589
Instrument DateMay 3, 2018
Transaction TypeMortgage
Record UpdatedJun 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address9423 LAKE LOTTA CIR GOTHA FL 347345048, GOTHA, FL 34734-5048

Mortgage

Document Number0000282589
DateMay 11, 2018
Instrument282589
Lender
NameBRANCH BK&TR
TypeBank
AddressGREENVILLE, SC 29607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 10, 2028
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,213 (+2.7%)$234,170 (-2.58%) Land $50,000 Building $184,170
2025$1,418.00 (+10.61%) Homeowner's exemption$96,605 (+5.99%)$240,360 (+7.9%) Land $50,000 Building $190,360
2024$1,282.00 (+7.19%)
2023$1,196.00 (+6.5%) Homeowner's exemption$91,148 (+3%)$222,752 (+14.43%) Land $45,000 Building $177,752
2022$1,123.00 Homeowner's exemption$88,493$194,668 Land $45,000 Building $149,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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