Orange County property record for 9427 Lake Lotta Cir, Gotha, FL 34734
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,505 sqft · built 1985 |
| Lot Size | 0.146 acres (6,348 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Jun 2021) |
| Tax Bill | $3,659 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-28-1348-00-051 |
| Primary APN | 28-22-28-1348-00-051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,505 sqft Living Area |
| Gross Area | 1,702 sqft |
| 1st Floor Area | 958 sqft |
| Utility Area | 60 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,348 sqft (0.146 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9427 LAKE LOTTA CIR |
|---|---|
| City | GOTHA |
| State | FL |
| Zip | 34734-5048 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-2 |
| Legal Description | CITRUS OAKS PHASE ONE 14/7 THE W 44.3 FT OF LOT 5 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 28 |
| Legal Subdivision | CITRUS OAKS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 1348 |
| Legal Lot Number | 5 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14804 |
9427 Lake Lotta Cir, a townhouse, is owned and occupied by an individual who bought it in June 2021.
Source: Orange County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9427 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Jul 8, 2010 · Amount on File |
| Deed Document Number | 2021390396 |
| Prior Transfer Date | Jun 30, 2011 |
| Prior Transfer Doc | 0000382444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9427 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|
| Document Number | 0000002116 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 20200002116 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 30, 2021 |
| Property Address | 9427 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Document Number | 0000390396 |
| Map Reference | MB 14 PG 7 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 20210390396 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,484.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 769 PANICAL DR, 769, APOPKA, FL 32703-8015 |
| Name | Verified Name |
|---|---|
| Address | 9427 LAKE LOTTA CIR, GOTHA, FL 34734-5048 |
| Document Number | 0000390397 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 20210390397 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 9427 Lake Lotta Cir was $3,659 with a homeowner's exemption, up 5.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,060 (-0.79%) Land $50,000 Building $184,060 | $234,060 (-2.55%) Land $50,000 Building $184,060 | |
| 2025 | $3,659.00 (+5.69%) Homeowner's exemption | $235,919 | $240,190 Land $50,000 Building $190,190 |
| 2024 | $3,462.00 (+7.25%) | ||
| 2023 | $3,228.00 (-5.28%) Homeowner's exemption | $222,592 (+13.47%) Land $45,000 Building $177,592 | $222,592 (+13.47%) Land $45,000 Building $177,592 |
| 2022 | $3,408.00 | $196,168 Land $45,000 Building $151,168 | $196,168 Land $45,000 Building $151,168 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9427 Lake Lotta Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9427 Lake Lotta Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures