9414 Lake Lotta Cir, Gotha, FL 34734 Property Records

Orange County property record for 9414 Lake Lotta Cir, Gotha, FL 34734

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,028 sqft · built 1985
Lot Size	0.64 acres (2,802 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Nov 2020)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-28-1348-00-131`

Property Details

APN / Parcel Number

Primary APN	`28-22-28-1348-00-131`
Alternative APNs	`256026` `260876` `265423`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,028 sqft Living Area
Gross Area	1,170 sqft
1st Floor Area	552 sqft
Utility Area	50 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,802 sqft (0.64 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9414 LAKE LOTTA CIR
City	GOTHA
State	FL
Zip	34734-5047
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	CITRUS OAKS PHASE ONE 14/7 THE E 20 FT OF W 54.5 FT OF LOT 1 3
Legal Range	28E
Legal Township	22S
Legal Section	28
Legal Subdivision	CITRUS OAKS PH 1
Legal Phase	1
Legal Tract	1348
Legal Lot Number	1
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1016
Census Tract	14804

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9414 LAKE LOTTA CIR, GOTHA, FL 34734-5047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Sep 10, 2012 · Amount on Record
Deed Document Number	2020576479
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 4, 2020
Property Address	9414 LAKE LOTTA CIR, GOTHA, FL 34734-5047
Document Number	0000576479
Instrument Date	Nov 2, 2020
Instrument	576479
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9414 LAKE LOTTA CIR GOTHA FL 347345047, GOTHA, FL 34734-5047

Mortgage

Document Number	576480
Date	Nov 4, 2020
Instrument	576480

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,960 (-2.38%) Land $50,000 Building $129,960	$179,960 (-2.38%) Land $50,000 Building $129,960
2025	$3,479.00 (+3.11%)	$184,350 (+8.11%) Land $50,000 Building $134,350	$184,350 (+8.11%) Land $50,000 Building $134,350
2024	$3,374.00 (+12.43%)
2023	$3,001.00 (+10.45%)	$170,515 (+12.47%) Land $45,000 Building $125,515	$170,515 (+12.47%) Land $45,000 Building $125,515
2022	$2,717.00	$151,616 Land $45,000 Building $106,616	$151,616 Land $45,000 Building $106,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30