St. Louis County property record for 9423 Congo Dr, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 888 sqft · built 1955 |
| Lot Size | 0.139 acres (6,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Sep 2021) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26J-61-0987 |
| Primary APN | 26J-61-0987 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Gross Area | 920 sqft |
| 1st Floor Area | 888 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,059 sqft (0.139 acres) |
| Lot Dimensions | 89 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Stoop |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 32 sqft |
| Poultry House | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 9423 CONGO DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | NILES MANOR SUBD LOT 51 |
| Legal Subdivision | NILES MANOR SUBD |
| Legal Lot Number | 51 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 220001 |
9423 Congo Dr is owned and occupied by two individuals who bought it in September 2021.
Source: St. Louis County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9423 CONGO DR, SAINT LOUIS, MO 63123-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING |
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Sep 3, 2021 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on File |
| Deed Sale | Sep 3, 2021 · Amount on File |
| Deed Document Number | 2021667 |
| Deed Book / Page | 25090 / 5218 |
| Prior Transfer Date | Jul 25, 2013 |
| Prior Transfer Doc | 0206111999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9423 CONGO DR, SAINT LOUIS, MO 63123-4430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 9423 CONGO DR, SAINT LOUIS, MO 63123-4430 |
| Document Number | 2022062900349 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022062900349 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 9423 CONGO DR, SAINT LOUIS, MO 63123-4430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0251861263 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 25186/1263 |
| Instrument | 2021102600163 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 3, 2021 |
| Property Address | 9423 CONGO DR, SAINT LOUIS, MO 63123-4430 |
| Document Number | 0250905218 |
| Book / Page | 25090 / 5218 |
| Map Reference | MB 65 PG 50 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021090300667 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | CHESTERFIELD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9423 CONGO DR, SAINT LOUIS, MO 63123-4430 |
| Name | Verified Name |
|---|---|
| Address | 9423 CONGO DR, SAINT LOUIS, MO 63123-4430 |
| Document Number | 2021090300668 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021090300668 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Number | 0250905235 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 25090/5235 |
| Instrument | 2021090300669 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | 03123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2031 |
The 2025 property tax bill for 9423 Congo Dr was $2,724, down 0.3% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Affton 101 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,680 (-) Land $13,590 Building $23,090 | $193,000 (-) Land $71,500 Building $121,500 | |
| 2025 | $2,724.00 (-0.29%) | $36,680 Land $13,590 Building $23,090 | $193,000 Land $71,500 Building $121,500 |
| 2024 | $2,732.00 (+3.41%) | ||
| 2023 | $2,642.00 (+8.77%) | $33,610 (+25.55%) Land $9,710 Building $23,900 | $176,900 Land $51,100 Building $125,800 |
| 2022 | $2,429.00 | $26,770 Land $9,710 Building $17,060 | |
| 2021 | $140,900 Land $51,100 Building $89,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9423 Congo Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–1985) |
| Most Recent Claim | Mar 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 9423 Congo Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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