9412 Congo Dr, Saint Louis, MO 63123 Property Records

St. Louis County property record for 9412 Congo Dr, Saint Louis, MO 63123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1955
Lot Size	0.167 acres (7,253 sqft)
Owner	Individual Name on File
Last Sale	$258,500 (Oct 2023)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26J-61-1021`

Property Details

APN / Parcel Number

Primary APN	`26J-61-1021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	888 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,253 sqft (0.167 acres)
Lot Dimensions	98 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	32 sqft
Patio Area	32 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9412 CONGO DR
City	SAINT LOUIS
State	MO
Zip	63123-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	NILES MANOR SUBD LOT 28
Legal Subdivision	NILES MANOR SUBD
Legal Lot Number	28
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2002
Census Tract	220001

Owner

9412 Congo Dr is owned and occupied by an individual who bought it in October 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	9412 CONGO DR, SAINT LOUIS, MO 63123-4431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROCKWOOD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Document Number	20231018364
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	0200181825
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 18, 2023
Property Address	9412 CONGO DR, SAINT LOUIS, MO 63123-4431
Document Number	2023101800364
Map Reference	MB 65 PG 50
Instrument Date	Oct 10, 2023
Instrument	2023101800364
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9412 CONGO DR, SAINT LOUIS, MO 63123-4431

Mortgage

Document Number	2023101800365
Date	Oct 18, 2023
Instrument	2023101800365

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9412 CONGO DR, SAINT LOUIS, MO 63123-4431
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	HILLSBORO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9412 CONGO DR, SAINT LOUIS, MO 63123-4431

Mortgage

Document Number	0242503016
Date	Aug 19, 2020
Book Page	24250/3016
Instrument	2020081902750

Lender

Name	ROCKWOOD BANK
Type	Bank
Address	WILDWOOD, MO 63040

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9412 Congo Dr was $3,252, up 7.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Affton 101 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,870 (-) Land $13,910 Building $29,960	$230,900 (-) Land $73,200 Building $157,700
2025	$3,252.00 (+7.58%)	$43,870 Land $13,910 Building $29,960	$230,900 Land $73,200 Building $157,700
2024	$3,023.00 (+3.46%)
2023	$2,922.00 (+0.21%)	$37,220 (+15.84%) Land $9,940 Building $27,280	$195,900 Land $52,300 Building $143,600
2022	$2,916.00	$32,130 Land $9,940 Building $22,190
2021			$169,100 Land $52,300 Building $116,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9412 Congo Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9412 Congo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	800 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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