9400 Congo Dr, Saint Louis, MO 63123 Property Records

St. Louis County property record for 9400 Congo Dr, Saint Louis, MO 63123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 888 sqft · built 1955
Lot Size	0.169 acres (7,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Sep 2024)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	May 2024 Mortgage Sep 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26J-61-1296`

Property Details

APN / Parcel Number

Primary APN	`26J-61-1296`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,228 sqft
1st Floor Area	888 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,370 sqft (0.169 acres)
Lot Dimensions	75 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	32 sqft
Patio Area	327 sqft
Canopy	15 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9400 CONGO DR
City	SAINT LOUIS
State	MO
Zip	63123-4431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	NILES MANOR LOT 26
Legal Subdivision	NILES MANOR
Legal Lot Number	26
Jurisdiction	ST LOUIS MO
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2002
Census Tract	220001

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Sep 5, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 29, 2022	Affidavit of Death of Joint Tenant, Transfer
Mar 30, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024 · Amount on Record
Deed Sale	Sep 5, 2024 · Amount on Record
Prior Sale	Mar 30, 2022
Deed Document Number	202495284
Prior Transfer Date	Feb 26, 2004
Prior Transfer Doc	0000000291
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431

Mortgage

Document Number	2024051600341
Date	May 16, 2024
Instrument	2024051600341

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 10, 2025

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 5, 2024
Property Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431
Document Number	2024090500284
Map Reference	MB 65 PG 50
Instrument Date	Aug 28, 2024
Instrument	2024090500284
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431

Mortgage

Document Number	2024090500285
Date	Sep 5, 2024
Instrument	2024090500285

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Mar 29, 2022
Property Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431
Document Number	2022032901076
Map Reference	MB 65 PG 50
Instrument Date	Mar 23, 2022
Instrument	2022032901076
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 30, 2022
Property Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431
Document Number	2022033000472
Map Reference	MB 65 PG 50
Instrument Date	Mar 23, 2022
Instrument	2022033000472
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PALOMINO DR, SAINT LOUIS, MO 63123-5765

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9400 CONGO DR, SAINT LOUIS, MO 63123-4431

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Affton 101 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,190 (-) Land $13,930 Building $24,260	$201,000 (-) Land $73,300 Building $127,700
2025	$2,835.00 (+2.9%)	$38,190 (+12.65%) Land $13,930 Building $24,260	$201,000 (+12.67%) Land $73,300 Building $127,700
2024	$2,755.00 (+3.42%)
2023	$2,664.00 (+7.9%)	$33,900 (+24.59%) Land $9,960 Building $23,940	$178,400 (+24.58%) Land $52,400 Building $126,000
2022	$2,469.00	$27,210 Land $9,960 Building $17,250
2021			$143,200 Land $52,400 Building $90,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–1985)
Most Recent Claim	Mar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	800 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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