James City County property record for 9425 Ottoway Ct, Toano, VA 23168
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,904 sqft · built 2007 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $649,000 (Aug 2025) |
| Tax Bill | $4,997 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-3 07-0-0047 |
| Primary APN | 05-3 07-0-0047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,904 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 21,998 sqft (0.505 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 30186 |
|---|---|
| Street Address | 9425 OTTOWAY CT |
| City | TOANO |
| State | VA |
| Zip | 23168-9369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANNED UNIT DEVELOP |
| Legal Description | L-47 S-1 STONEHOUSE GLEN |
| Legal Subdivision | STONEHOUSE GLEN |
| Legal Lot Number | 47 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | STONEHOUSE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 80404 |
Source: James City County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9425 OTTOWAY CT, TOANO, VA 23168-9369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2025 | Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Jul 1, 2022 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Oct 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2025 · Amount on Record |
| Deed Sale | Aug 27, 2025 · Amount on Record |
| Prior Sale | Jul 1, 2022 · Amount on Record |
| Deed Document Number | 202512434 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 27, 2025 |
| Property Address | 9425 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0202512434 |
| Instrument Date | Aug 19, 2025 |
| Instrument | 202512434 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $649.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9425 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0202512435 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 202512435 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 1, 2022 |
| Property Address | 9425 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0202210357 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 202210357 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9425 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 0202210358 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 202210358 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Oct 6, 2021 |
| Property Address | 9425 OTTOWAY CT, TOANO, VA 23168-9369 |
| Document Number | 210019987 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 210019987 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9425 OTTOWAY CT, TOANO, VA 23168-9369 |
| Investor | Possibly a Property Investor |
| Document Number | 210019988 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 210019988 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: James City County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,997.00 (+6.41%) | $602,100 (+18.48%) Land $84,800 Building $517,300 | $602,100 (+18.48%) Land $84,800 Building $517,300 |
| 2024 | $4,696.00 (+11.33%) | ||
| 2023 | $4,218.00 | $508,200 Land $75,700 Building $432,500 | $508,200 Land $75,700 Building $432,500 |
| 2022 | $4,218.00 (+12.72%) | ||
| 2019 | $3,742.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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