Cheboygan County property record for 942 Needle Pointe Dr, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,872 sqft · built 1988 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,500 (Aug 2018) |
| Tax Bill | $1,740 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-018-200-004-02 |
| Primary APN | 140-018-200-004-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,872 sqft Building Perimeter |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 676 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 942 NEEDLE POINTE DR |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM E 1/4 COR SEC 18, T36N,R1W; TH N 1D 29M 10S E ALG E SI OF SD SEC 883.44FT; TH N 10D 25M W 200.73FT TO SLY R/W LI NEEDLE |
| Legal Range | 01W |
| Legal Township | 036 |
| Legal Section | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | ALOHA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 960401 |
942 Needle Pointe Dr is owned and occupied by two individuals who bought it in August 2018.
Source: Cheboygan County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 942 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Aug 6, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Aug 6, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on File |
| Deed Sale | Aug 6, 2018 · Amount on File |
| Prior Sale | Jul 20, 2004 · Amount on File |
| Deed Book / Page | 1365 / 342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 942 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 942 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Document Number | 0000001438/0000000174 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 0000001438/0000000174 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 942 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001365/0000000345 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 0000001365/0000000345 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 173 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 6, 2018 |
| Property Address | 942 NEEDLE POINTE DR, CHEBOYGAN, MI 49721-9126 |
| Document Number | 1365/342 |
| Book / Page | 1365 / 342 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10802 MOONLIGHT BAY RD, CHEBOYGAN, MI 49721-8613 |
The 2025 property tax bill for 942 Needle Pointe Dr was $1,740 with a homeowner's exemption.
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Aloha Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,900 | $291,800 | |
| 2025 | $1,740.00 | ||
| 2023 | $91,400 | $182,800 | |
| 2022 | $1,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 942 Needle Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Apr 2026 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 942 Needle Pointe Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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